484 Charles River St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 484 Charles River St, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	12 bd · 6.5 ba · 4,140 sqft · built 1900
Lot Size	58.2 acres (2,538,677 sqft)
Owner	2 Company Names on Record
Last Sale	$15,000,000 (Dec 2023)
Tax Bill	$84,739 (2025)
Deeds & Mortgages	Dec 2023 Sale May 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:3040000200000`

Property Details

APN / Parcel Number

Primary APN	`M:3040000200000`
Alternative APN	`NEED M:304.0 B:0002 L:0000.0`

Interior

Bedrooms	12 Beds
Full Baths	6.5 Baths
Half Baths	3 Half Baths
Total Rooms	26 Rooms
Stories	3 Stories
Building Area	4,140 sqft Living Area
Gross Area	10,194 sqft
1st Floor Area	4,140 sqft
Basement Area	4,140 sqft
Unfinished Basement	4,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1998
Architectural Style	Mansion
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,538,677 sqft (58.2 acres)
Garage Type	Detached
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	484 CHARLES RIVER ST
City	NEEDHAM
State	MA
Zip	02492-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRA
Legal Block	2
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	5
Census Block	5008
Census Tract	403400

Owner

Source: Norfolk County and Needham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2 INTERNATIONAL PL, BOSTON, MA 02110-4142
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Quit Claim Deed, Transfer
May 17, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WILLIAM A LOWELL
Feb 6, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Prior Sale	Oct 5, 1979 · Amount on Record
Deed Document Number	202385607
Deed Book / Page	41578 / 572
Prior Transfer Date	Dec 14, 2023
Prior Transfer Doc	041578-572
Record Updated	Oct 29, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Dec 28, 2023
Property Address	484 CHARLES RIVER ST, NEEDHAM, MA 02492-1003
Document Number	041578-572
Book / Page	41578 / 572
Instrument Date	Dec 14, 2023
Instrument	85607
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 INTERNATIONAL PL, BOSTON, MA 02110-4142

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	484 CHARLES RIVER ST, NEEDHAM, MA 02492-1003
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041199-439
Date	May 17, 2023
Book Page	41199/439
Instrument	29526

Lender

Name	WILLIAM A LOWELL

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Feb 6, 2020
Property Address	484 CHARLES RIVER ST, NEEDHAM, MA 02492-1003
Document Number	37582-55
Book / Page	037582 / 000055
Instrument Date	Feb 4, 2020
Instrument	11232
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	484 CHARLES RIVER ST NEEDHAM MA 024921003, NEEDHAM, MA 02492-1003

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$84,739.00 (+32.53%)	$7,994,200 (+63.04%) Land $5,909,700 Building $2,084,500	$3,682,096 (-6.86%)
2024			$3,953,425
2023	$63,939.00	$4,903,300 Land $3,607,700 Building $1,295,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 99.9% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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