484 Bear Trl, Whitefish, MT 59937 Property Records

Flathead County property record for 484 Bear Trl, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1950
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$261,300 (Nov 2012)
Tax Bill	$1,229 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0762235`

Property Details

APN / Parcel Number

Primary APN	`R0762235`
Alternative APNs	`07-4184-36-1-13-20-0000` `0000315060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,536 sqft Living Area
1st Floor Area	876 sqft
2nd Floor Area	660 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Porch	Slab
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000315060
Street Address	484 BEAR TRL
City	WHITEFISH
State	MT
Zip	59937-8428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	HAPPY VALLEY HOME SITES, S36, T30 N, R22 W, LOT 491, 17273 HAPPEY VALLEY HOMES SITES LOT 491
Legal Range	22W
Legal Township	30N
Legal Section	36
Legal Subdivision	HAPPY VALLEY HOME SITES
Legal Lot Number	491
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	2
Census Block	2017
Census Tract	403

Owner

484 Bear Trl is owned and occupied by two individuals who bought it in November 2012.

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	484 BEAR TRL, WHITEFISH, MT 59937-8428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2012 · Amount on File
Deed Sale	Nov 20, 2012 · Amount on File
Prior Sale	Apr 5, 2007 · Amount on File
Deed Document Number	201227665
Prior Transfer Date	Mar 13, 2006
Prior Transfer Doc	0009311120
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	484 BEAR TRL, WHITEFISH, MT 59937-8428
Transaction Type	Mortgage
Record Updated	May 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100012649
Date	Apr 13, 2021
Instrument	202100012649

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2041

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	484 BEAR TRL, WHITEFISH, MT 59937-8428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000001973
Date	Jan 23, 2020
Instrument	202000001973

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 484 Bear Trl was $1,229.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,229.00	$469,800
2025			$469,800 Land $109,832 Building $359,968
2023	$2,187.00	$355,500	$355,500 Land $77,207 Building $278,293

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 484 Bear Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 484 Bear Trl is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 79% of Montana
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TIMBERS AT WHITEFISH THE private · serves 40 people · EPA ID MT0004657
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MontanaSky Networks Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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