4839 S Section Line Rd, Delaware, OH 43015 Property Records

Delaware County property record for 4839 S Section Line Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,073 sqft · built 2023
Lot Size	5.18 acres (225,859 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Aug 2023)
Tax Bill	$7,119 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`419-320-02-065-007`

Property Details

APN / Parcel Number

Primary APN	`419-320-02-065-007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,073 sqft Living Area
Gross Area	4,608 sqft
1st Floor Area	2,073 sqft
Basement Area	2,073 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	225,859 sqft (5.18 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	226 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4839 S SECTION LINE RD
City	DELAWARE
State	OH
Zip	43015-9322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDS 19 4 3 16 PARCEL 7
Jurisdiction	DELAWARE OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2012
Census Tract	11432

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4495 LUCA DR, GALENA, OH 43021-7400
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Line of Credit OPTIMUM FIRST INC
Oct 26, 2023	Deed of Trust, Mortgage · Construction Mortgage SCHUMACHER MORTGAGE LLC
Aug 31, 2023	Survivorship Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Deed Document Number	202318444
Deed Book / Page	2050 / 1860
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4839 S SECTION LINE RD, DELAWARE, OH 43015-9322
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4839 S SECTION LINE RD, DELAWARE, OH 43015-9322

Mortgage

Document Number	0000007138
Date	Mar 19, 2026
Instrument	202600007138

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	HUNTINGTON BEACH, CA 92647

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Max Rate	10.3%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4839 S SECTION LINE RD, DELAWARE, OH 43015-9322
Transaction Type	Mortgage
Record Updated	Apr 19, 2024
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1662 DOLLIVOR DR, COLUMBUS, OH 43235-1106

Mortgage

Document Number	0000023061
Date	Oct 26, 2023
Book Page	2060/313
Instrument	202300023061

Lender

Name	SCHUMACHER MORTGAGE LLC
Type	Mortgage Company
Address	CANTON, OH 44708

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2054

August 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DELAWARE OH
Recording Date	Aug 31, 2023
Property Address	4839 S SECTION LINE RD, DELAWARE, OH 43015-9322
Document Number	0000018444
Book / Page	2050 / 1860
Map Reference	VOL 1966 PG 684
Instrument Date	Aug 25, 2023
Instrument	202300018444
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1662 DOLLIVOR DR, COLUMBUS, OH 43235-1106

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Concord Township
Unified School District	Buckeye Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,119.00 (+194.05%)	$201,080 (+194.32%) Land $79,070 Building $122,010	$574,500 (+194.31%) Land $225,900 Building $348,600
2024	$2,421.00 (+0.12%)	$68,320 (-) Land $68,320	$195,200 (-) Land $195,200
2023	$2,418.00	$68,320 Land $68,320	$195,200 Land $195,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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