4838 Middle Rd, Gurnee, IL 60031 Property Records

Lake County property record for 4838 Middle Rd, Gurnee, IL 60031

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,330 sqft · built 1991
Lot Size	0.23 acres (10,006 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Jun 2023)
Tax Bill	$11,551 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-26-108-027`

Property Details

APN / Parcel Number

Primary APN	`07-26-108-027`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,330 sqft Living Area
Gross Area	3,938 sqft
1st Floor Area	1,112 sqft
2nd Floor Area	1,218 sqft
Upper Floors Area	1,218 sqft
Basement Area	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,006 sqft (0.23 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Patio Area	482 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4838 MIDDLE RD
City	GURNEE
State	IL
Zip	60031-3262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE VILLAGE PHASE III UNIT 2; LOT 395
Legal Subdivision	PROVIDENCE VILLAGE PHASE III UNIT 2
Legal Phase	3
Legal Lot Number	395
Legal Unit	2
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1006
Census Tract	861509

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1309 W LUNT AVE, 3W, CHICAGO, IL 60626-6292
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 10, 2021	Administrator's Deed, Transfer · Conventional Mortgage PROPER RATE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	Jun 10, 2021 · Amount on Record
Deed Document Number	20237981435
Prior Transfer Date	Oct 12, 2002
Prior Transfer Doc	0005102450
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	4838 MIDDLE RD, GURNEE, IL 60031-3262
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 W LUNT AVE 3W, 3W, CHICAGO, IL 60626-6292

Mortgage

Document Number	0007981436
Date	Jun 28, 2023
Instrument	7981436

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

June 2021: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	LAKE IL
Recording Date	Jun 10, 2021
Property Address	4838 MIDDLE RD, GURNEE, IL 60031-3262
Document Number	0007797188
Map Reference	DOC 2932681
Instrument Date	Apr 16, 2021
Instrument	7797188
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	MANT TITLE AGENCY, GMT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4838 MIDDLE RD, GURNEE, IL 60031-3262

Mortgage

Document Number	0007797189
Date	Jun 10, 2021
Instrument	7797189

Lender

Name	PROPER RATE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Secondary School District	Warren Township High School District 121 (09 - 12)
Elementary School District	Woodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$142,158 (+21.17%) Land $24,610 Building $117,548	$426,516 (+21.17%) Land $73,837 Building $352,679
2024	$11,551.00 (-2.21%)
2023	$11,812.00 (+12.95%)	$117,320 (-6.28%) Land $20,310 Building $97,010	$351,995 (-6.28%) Land $60,936 Building $291,059
2022	$10,458.00	$125,182 Land $17,757 Building $107,425	$375,583 Land $53,276 Building $322,307

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GURNEE serves 30,193 people · EPA ID IL0970350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: E-vergent.

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