Miami County property record for 4837 S 450 E, Peru, IN 46970
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,568 sqft · built 1974 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $371,336 (Sep 2025) |
| Tax Bill | $973 (2025) |
| Deeds & Mortgages | Oct 2025 Construction Loan Oct 2025 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-12814-00 |
| Primary APN | 003-12814-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00686219539 |
|---|---|
| Street Address | 4837 S 450 E |
| City | PERU |
| State | IN |
| Zip | 46970-7051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 003-12814-00 PT SW1/4 SE1/4 17-26-05 1.00 ACRE DA 552 05 128 01400 |
| Jurisdiction | MIAMI IN |
| Township / Civil Division | BUTLER |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 952600 |
4837 S 450 E is owned and occupied by two individuals who bought it in September 2025.
Source: Miami County records, as of June 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4837 S 450 E, PERU, IN 46970-7051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · Construction Mortgage BEACON CU |
| Oct 21, 2025 | Deed of Trust, Mortgage · Construction Mortgage BEACON CU |
| Sep 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 17, 2009 | Trustee's Deed, Foreclosure · Conventional Mortgage FIRST REPUBLIC MORTGAGE CORP |
| Sep 5, 2008 | Trustee's Deed, Foreclosure · Conventional Mortgage LUNDIN & ASSOCIATES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on File |
| Deed Sale | Sep 24, 2025 · Amount on File |
| Prior Sale | Sep 21, 2022 · Amount on File |
| Deed Document Number | 2025523839 |
| Prior Transfer Date | Sep 18, 2025 |
| Prior Transfer Doc | 0000523839 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI IN |
| Property Address | 4837 S 450 E, PERU, IN 46970-7051 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 20250524179 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 20250524179 |
| Name | BEACON CU |
|---|---|
| Type | Credit Union |
| Address | 401 MCCARTY ST, WABASH, IN 46992 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI IN |
| Property Address | 4837 S 450 E, PERU, IN 46970-7051 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 352W W 12TH ST, PERU, IN 46970-1549 |
| Document Number | 20250524178 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 20250524178 |
| Name | BEACON CU |
|---|---|
| Type | Credit Union |
| Address | 401 MCCARTY ST, WABASH, IN 46992 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 5.87% |
| Max Rate At Change | 7.87% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 11.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI IN |
| Recording Date | Sep 21, 2022 |
| Property Address | 4837 S 450 E, PERU, IN 46970-7051 |
| Document Number | 20220524209 |
| Instrument Date | Sep 14, 2022 |
| Instrument | 20220524209 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | IN |
| Document Number | 20220524210 |
|---|---|
| Date | Sep 21, 2022 |
| Instrument | 20220524210 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MIAMI IN |
| Recording Date | Dec 17, 2009 |
| Property Address | 4837 S 450 E, PERU, IN 46970-7051 |
| Document Number | 20090524987 |
| Instrument Date | Dec 14, 2009 |
| Instrument | 20090524987 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4837 S 450 E, PERU, IN 46970-7051 |
| Document Number | 20090524988 |
|---|---|
| Date | Dec 17, 2009 |
| Instrument | 20090524988 |
| Name | FIRST REPUBLIC MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | FORT WAYNE, IN 46825 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 385 Months |
| Due | Jan 1, 2042 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MIAMI IN |
| Recording Date | Sep 5, 2008 |
| Property Address | 4837 S 450 E, PERU, IN 46970-7051 |
| Document Number | 20080523681 |
| Instrument Date | Sep 3, 2008 |
| Instrument | 20080523681 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Title Company | METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4883 S 450 E, PERU, IN 46970-7051 |
| Document Number | 20080523682 |
|---|---|
| Date | Sep 5, 2008 |
| Instrument | 20080523682 |
| Name | LUNDIN & ASSOCIATES INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2038 |
The 2025 property tax bill for 4837 S 450 E was $973 with a homeowner's exemption, up 30.6% from the year before.
Source: Miami County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Miami County |
| County Subdivision | Butler Township |
| Unified School District | Maconaquah School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $973.00 (+30.6%) Homeowner's exemption | $173,700 Land $20,500 Building $153,200 | $173,700 Land $20,500 Building $153,200 |
| 2024 | $745.00 (+15.68%) | ||
| 2023 | $644.00 (+9.71%) | $134,500 Land $20,500 Building $114,000 | $134,500 Land $20,500 Building $114,000 |
| 2022 | $587.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4837 S 450 E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4837 S 450 E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Skyewaves Fixed Wireless | 100 / 100 |
| Good Connections Fixed Wireless | 100 / 100 |
| Watch TV Fixed Wireless | 25 / 3 |
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