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48366 Harbor Dr, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 48366 Harbor Dr, Chesterfield, MI 48047

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,085 sqft · built 1965
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$629,900 (Sep 2021)
Tax Bill$15,648 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN15-09-27-178-006

Property Details

APN / Parcel Number

Primary APN15-09-27-178-006
Alternative APN
  • 0927178006

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,085 sqft Living Area
1st Floor Area2,065 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions183 ft deep x 62 ft wide
Garage Area432 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address48366 HARBOR DR
CityCHESTERFIELD
StateMI
Zip48047-3405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B RES
Legal DescriptionANCHOR BAY HARBOR LOT 43 WHICH INCLUDES A PARC OF FILLED LAKE ST CLAIR BOTTOMLAND WHICH IS PART OF LOT 43 DESC AS FOL, COMM
Legal SubdivisionANCHOR BAY HARBOR
Legal Lot Number43
JurisdictionMACOMB MI
Township / Civil DivisionCHESTERFIELD
Census Block Group2
Census Block2004
Census Tract222800

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address608 SORREL CT E, BLOOMFIELD HILLS, MI 48304-1833
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2021 · Amount on Record
Deed SaleSep 10, 2021 · Amount on Record
Prior SaleMar 21, 2000 · Amount on Record
Deed Document Number20212235541
Deed Book / Page27997 / 87
Prior Transfer DateNov 3, 2005
Prior Transfer Doc0000089758
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateSep 10, 2021
Property Address48366 HARBOR DR, CHESTERFIELD, MI 48047-3405
Document Number2102235541
Book / Page27997 / 87
Map ReferenceLB 20 PG 47
Instrument DateJul 30, 2021
Instrument202102235541
Transaction TypeTransfer
Record UpdatedJan 9, 2024
Title CompanyPARTNERS TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,725.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address48366 HARBOR DR, CHESTERFIELD, MI 48047-3405

Transferred To (Grantee/Buyer)

NameVerified Name
Address608 SORREL CT E, BLOOMFIELD HILLS, MI 48304-1833

Mortgage

Document Number2102230796
DateSep 1, 2021
Book Page27968/977
Instrument202102230796
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueAug 1, 2036

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionChesterfield Township
Unified School DistrictAnchor Bay School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$310,200 (+9.81%)$620,400 (+9.81%)
2025$15,648.00 (+8.98%)$282,500 (+6%)$565,000 (+6%)
2023$266,500$533,000
2022$14,358.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation581.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 39 policies
Nearby Flood Policies39 in force
Nearby Flood Claims41 (1979–2020)
Claims Outside the SFHA7 of 41
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Oct 1986 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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