Riverside County property record for 48360 Monterra Cir E, Palm Desert, CA 92260
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.25 ba · 3,107 sqft · built 1989 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $800,000 (Oct 2007) |
| Tax Bill | $13,919 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 655-030-011 |
| Primary APN | 655-030-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 3,107 sqft Living Area |
| Gross Area | 3,707 sqft |
| 1st Floor Area | 3,107 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 48360 MONTERRA CIR E |
|---|---|
| City | PALM DESERT |
| State | CA |
| Zip | 92260-6607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .40 ACRES IN LOT 11 MB 178/001 TR 22111 |
| Legal Subdivision | TRACT 22111 |
| Legal Tract | 22111 |
| Legal Lot Number | 11 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | CATHEDRAL CITY-PALM DESERT |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 45114 |
48360 Monterra Cir E is owned by an individual who acquired it in April 2013.
Source: Riverside County records, as of July 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 669 MIDDLETON DR, FONTANA, WI 53125-1515 |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2007 · Amount on File |
| Deed Sale | Oct 23, 2007 · Amount on File |
| Prior Sale | Apr 24, 2007 · Amount on File |
| Deed Document Number | 2007652742 |
| Last Transfer Date | Apr 18, 2013 |
| Transfer Doc | 0000197472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 48360 MONTERRA CIR E, PALM DESERT, CA 92260-6607 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 669 MIDDLETON DR, FONTANA, WI 53125-1515 |
| Document Number | 0000288401 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021-0288401 |
| Name | HOME STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CRYSTAL LAKE, IL 60014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | Feb 1, 2036 |
The 2025 property tax bill for 48360 Monterra Cir E was $13,919.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Palm Desert City |
| Unified School District | Desert Sands Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,071,805 (+2%) Land $321,538 Building $750,267 | ||
| 2025 | $13,919.00 | $1,050,790 Land $315,234 Building $735,556 | |
| 2023 | $13,279.00 (+2.61%) | $1,009,989 Land $302,994 Building $706,995 | |
| 2022 | $12,941.00 | ||
| 2021 | $935,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48360 Monterra Cir E in Zone X, where a levee reduces flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1979–1988) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Aug 1988 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48360 Monterra Cir E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier, T-Mobile.
5G (outdoors only) and 4G LTE
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