4836 Westwinds Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4836 Westwinds Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.004 acres (217 sqft)
Owner	Company Name on Record
Last Sale	$1,100,000 (Oct 2018)
Tax Bill	$9,824 (2024)
Deeds & Mortgages	Aug 2024 Transfer May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-2S-21-42800-000-4836`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42800-000-4836`
Alternative APN	`1077524`

Exterior

Lot Area	217 sqft (0.004 acres)

Location & Zoning

Account Number	1077524
Street Address	4836 WESTWINDS DR
City	MIRAMAR BEACH
State	FL
Zip	32550-7849
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UT 4836 WESTWINDS AT SANDESTIN CONDO OR 1846-120 OR 2408-445 OR 2610-257 OR 2793-4177 OR 3087-643 OR 3334-2007
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	WESTWINDS AT SANDESTIN CONDO
Legal Lot Number	4836
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	352 W NORTHFIELD BLVD STE 3, 3, MURFREESBORO, TN 37129-1539
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2024	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Oct 5, 2018	Warranty Deed, Transfer SETCO SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2018 · Amount on Record
Deed Sale	Oct 5, 2018 · Amount on Record
Prior Sale	Oct 5, 2018 · Amount on Record
Deed Document Number	0030870643
Deed Book / Page	003087 / 000643
Last Transfer Date	Aug 27, 2024
Transfer Doc	0033342007
Record Updated	Jun 8, 2026

August 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Aug 27, 2024
Property Address	4836 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7849
Document Number	0033342007
Book / Page	3334 / 2007
Map Reference	MB 1778 PG 67-195
Instrument Date	Jul 24, 2024
Instrument	20240030213
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1471 AVELLINO CIR, MURFREESBORO, TN 37130-7601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 W NORTHFIELD BLVD STE 3, 3, MURFREESBORO, TN 37129-1539

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	4836 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7849
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031423158
Date	May 12, 2020
Book Page	3142/3158
Instrument	20200016114

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 5, 2018
Property Address	4836 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7849
Document Number	0030870643
Book / Page	003087 / 000643
Instrument Date	Oct 1, 2018
Instrument	33850
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$7,700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	135 BLACKBERRY LN MURFREESBORO TN 371306885, MURFREESBORO, TN 37130-6885

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,294,881 (+8.69%) Building $1,294,881	$1,294,881 (+8.69%) Building $1,294,881
2024	$9,824.00 (+6.99%)
2023	$9,182.00 (+15.38%)	$1,191,356 (+25%) Building $1,191,356	$1,191,356 (+25%) Building $1,191,356
2022	$7,958.00	$953,085 Building $953,085	$953,085 Building $953,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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