4836 Spruce Ln, Savage, MN 55378 Property Records

Scott County property record for 4836 Spruce Ln, Savage, MN 55378

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,126 sqft · built 1992
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Dec 2020)
Tax Bill	$4,426 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-156011-0`

Property Details

APN / Parcel Number

Primary APN	`26-156011-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Building Area	1,126 sqft Living Area
Gross Area	2,966 sqft
1st Floor Area	1,126 sqft
Basement Area	1,068 sqft
Finished Basement	900 sqft
Unfinished Basement	68 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Foyer
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	272 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	4836 SPRUCE LN
City	SAVAGE
State	MN
Zip	55378-2919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERLINE RIDGE 2ND ADDN LOT 011 BLOCK 001
Legal Subdivision	TIMBERLINE RIDGE 2ND ADDN
Legal Block	1
Legal Lot Number	11
Jurisdiction	SCOTT MN
Township / Civil Division	SAVAGE
Census Block Group	1
Census Block	1002
Census Tract	80207

Owner

4836 Spruce Ln is owned and occupied by an individual who bought it in December 2020.

Source: Scott County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4836 SPRUCE LN, SAVAGE, MN 55378-2919
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Dec 2, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2020 · Amount on File
Deed Sale	Dec 2, 2020 · Amount on File
Prior Sale	Sep 9, 1998 · Amount on File
Deed Document Number	2020266112
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	4836 SPRUCE LN, SAVAGE, MN 55378-2919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000256402
Date	Jul 23, 2019
Instrument	256402

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Dec 2, 2020
Property Address	4836 SPRUCE LN, SAVAGE, MN 55378-2919
Document Number	0000266112
Instrument Date	Oct 16, 2020
Instrument	266112
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,122.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4836 SPRUCE LN, SAVAGE, MN 55378-2919

Mortgage

Document Number	0000266113
Date	Dec 2, 2020
Instrument	266113

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 4836 Spruce Ln was $4,426 with a homeowner's exemption, up 3.2% from the year before.

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
Municipality	Savage City
Unified School District	Prior Lake-Savage Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,426.00 (+3.22%) Homeowner's exemption	$391,900 Land $146,500 Building $245,400	$391,900 Land $146,500 Building $245,400
2025	$4,288.00 (+2.34%)
2024	$4,190.00 (-1.37%) Homeowner's exemption	$383,700 (+4.55%) Land $136,900 Building $246,800	$383,700 (+4.55%) Land $136,900 Building $246,800
2023	$4,248.00 Homeowner's exemption	$367,000 Land $130,400 Building $236,600	$367,000 Land $130,400 Building $236,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4836 Spruce Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4836 Spruce Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Savage serves 30,285 people · EPA ID MN1700008
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Netwave Broadband, Nuvera Communications, Verizon.

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