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48354 Joann Ct, Macomb, MI 48044 Property Records

Macomb County property record for 48354 Joann Ct, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,222 sqft · built 1998
Lot Size0.347 acres (15,115 sqft)
Owner2 Individuals on Record
Last Sale$450,000 (Apr 2024)
Tax Bill$7,347 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Mar 2026 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN20-08-27-130-021

Property Details

APN / Parcel Number

Primary APN20-08-27-130-021
Alternative APN
  • 0827130021

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area2,222 sqft Living Area
1st Floor Area2,188 sqft
Basement Area2,188 sqft
Unfinished Basement2,188 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeHip
Lot Area15,115 sqft (0.347 acres)
Lot Dimensions166 ft deep x 91 ft wide
Garage Area913 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address48354 JOANN CT
CityMACOMB
StateMI
Zip48044-2232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionDEERFIELD PARK SOUTH SUB #1 LOT 42 LIBER: 118 PAGES: 7-12
Legal SubdivisionDEERFIELD PARK SOUTH SUB
Legal Lot Number42
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group1
Census Block1010
Census Tract224101

Owner

Source: Macomb County assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address48354 JOANN CT, MACOMB, MI 48044-2232
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2026Deed of Trust, Mortgage · Line of Credit
MICHIGAN SCHOOLS AND GOV'T CREDIT UNION
Mar 6, 2026Intrafamily Transfer, Transfer · Conventional Mortgage
MICHIGAN SCHOOLS & GOVERNMENT CU
Jan 29, 2026Intrafamily Transfer, Transfer
Apr 11, 2024Warranty Deed, Transfer · Conventional Mortgage
EXTREME LOANS LLC
Jun 2, 2023Intrafamily Transfer, Transfer
Jun 2, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2024 · Amount on Record
Deed SaleApr 11, 2024 · Amount on Record
Prior SaleJul 9, 1999 · Amount on Record
Deed Document Number202431068
Deed Book / Page29546 / 720
Prior Transfer DateApr 19, 2023
Prior Transfer Doc2300048533
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Recording DateJun 9, 2026
Property Address48354 JOANN CT, MACOMB, MI 48044-2232
Document Number0000054951
Book / Page30704 / 61
Instrument DateMay 22, 2026
Instrument202654951
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address48354 JOANN CT, MACOMB, MI 48044-2232
InvestorPossibly a Property Investor

Mortgage

Document Number0000054951,
DateJun 9, 2026
Book Page30704/61
Instrument202654951
Lender
NameMICHIGAN SCHOOLS AND GOV'T CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMay 30, 2051
Interest
Rate6.23%
Max Rate-1%

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOMB MI
Recording DateMar 6, 2026
Property Address48354 JOANN CT, MACOMB, MI 48044-2232
Document Number2600019263
Book / Page30547 / 542
Map ReferenceLB 118 PG 7-12
Instrument DateFeb 28, 2026
Instrument202600019263
Transaction TypeTransfer
Record UpdatedMar 19, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address48354 JOANN CT, MACOMB, MI 48044-2232

Transferred To (Grantee/Buyer)

NameVerified Name
Address48354 JOANN CT, MACOMB, MI 48044-2232

Mortgage

Document Number0000547545
DateMar 6, 2026
Instrument30547/545
Lender
NameMICHIGAN SCHOOLS & GOVERNMENT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateApr 1, 2031
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change7.25%
Index1-Year CMT
Max Rate10.2%

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOMB MI
Recording DateJan 29, 2026
Property Address48354 JOANN CT, MACOMB, MI 48044-2232
Document Number2600008216
Book / Page30494 / 637
Map ReferenceLB 118 PG 7
Instrument DateJan 28, 2026
Instrument202600008216
Transaction TypeTransfer
Record UpdatedFeb 12, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address48354 JOANN CT, MACOMB, MI 48044-2232

Transferred To (Grantee/Buyer)

NameVerified Name
Address48354 JOANN CT, MACOMB, MI 48044-2232

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateApr 11, 2024
Property Address48354 JOANN CT, MACOMB, MI 48044-2232
Document Number2400031068
Book / Page29546 / 720
Map ReferenceLB 118 PG 7
Instrument DateApr 3, 2024
Instrument202400031068
Transaction TypeTransfer
Record UpdatedMay 16, 2024
Title CompanyBELL TITLE AGENCY/CHESTERFIELD, BELL TTL AGCY OF CHESTERFIEL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,375.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address29742 BRADNER DR, WARREN, MI 48088-3777

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address34276 CHERRY HILL LN, CHESTERFIELD, MI 48047-4184

Mortgage

Document Number2400031069
DateApr 11, 2024
Instrument202400031069
Lender
NameEXTREME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

Mortgage

Document Number2400031069
DateApr 11, 2024
Book Page29546/722
Instrument202400031069
Lender
NameEXTREME LOANS LLC
TypeMortgage Company
Address29444 NORTHWESTERN HWY # 100, SOUTHFIELD, MI 48034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOMB MI
Recording DateJun 2, 2023
Property Address48354 JOANN CT, MACOMB, MI 48044-2232
Document Number2300048535
Book / Page29153 / 6
Map ReferenceLB 118 PG 7-12
Instrument DateApr 19, 2023
Instrument202300048535
Transaction TypeTransfer
Record UpdatedJun 20, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address48354 JOANN CT, MACOMB, MI 48044-2232

Transferred To (Grantee/Buyer)

NameVerified Name
Address48354 JOANN CT, MACOMB, MI 48044-2232

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOMB MI
Recording DateJun 2, 2023
Property Address48354 JOANN CT, MACOMB, MI 48044-2232
Document Number2300048533
Book / Page29153 / 3
Map ReferenceLB 118 PG 7-12
Instrument DateApr 19, 2023
Instrument202300048533
Transaction TypeTransfer
Record UpdatedJun 20, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address48354 JOANN CT, MACOMB, MI 48044-2232

Transferred To (Grantee/Buyer)

NameVerified Name
Address48354 JOANN CT, MACOMB, MI 48044-2232

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$258,100 (+4.32%)$516,200 (+4.32%)
2025$7,347.00 (+44.68%) Homeowner's exemption$247,400 (+22.54%)$494,800 (+22.54%)
2024$5,078.00 (+11.51%)
2023$201,900$403,800
2022$4,554.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL		100 / 20

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