4835 Penn St, Niagara Falls, NY 14305 Property Records

Niagara County and Niagara Falls City property record for 4835 Penn St, Niagara Falls, NY 14305

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,664 sqft · built 1922
Lot Size	0.204 acres (8,908 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,185 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`291100 130.10-1-3`

Property Details

APN / Parcel Number

Primary APN	`291100 130.10-1-3`
Alternative APNs	`11001300100001003000` `12/1373`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,664 sqft Living Area
1st Floor Area	1,360 sqft
2nd Floor Area	1,304 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	8,908 sqft (0.204 acres)
Lot Dimensions	65 ft deep x 137 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12/1373.
Street Address	4835 PENN ST
City	NIAGARA FALLS
State	NY
Zip	14305-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-A
Legal Description	TM 116 BL 4 LOT 20 GARFIELD AVE S/S
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	NIAGARA NY
Township / Civil Division	NIAGARA FALLS
Census Block Group	4
Census Block	4002
Census Tract	20100

Owner

4835 Penn St is owned and occupied by two individuals.

Source: Niagara County and Niagara Falls City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4835 PENN ST, NIAGARA FALLS, NY 14305-1121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 4, 2017	Warranty Deed, Transfer · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	4835 PENN ST, NIAGARA FALLS, NY 14305-1121
Transaction Type	Mortgage
Record Updated	Dec 6, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4835 PENN ST, NIAGARA FALLS, NY 14305-1121

Mortgage

Document Number	0000004800
Date	Nov 22, 2021
Instrument	2021-24800

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Aug 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Oct 4, 2017
Property Address	4835 PENN ST, NIAGARA FALLS, NY 14305-1121
Document Number	0000019670
Instrument Date	Sep 29, 2017
Instrument	19670
Transaction Type	Transfer
Record Updated	Oct 24, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$928.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 67TH ST NIAGARA FALLS NY 143043909, NIAGARA FALLS, NY 14304-3909

Mortgage

Document Number	19671
Date	Oct 4, 2017
Instrument	19671

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4835 Penn St was $11,185, up 19.3% from the year before.

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
Municipality	Niagara Falls City
Unified School District	Niagara Falls City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,185.00 (+19.33%)
2025	$9,373.00	$161,000 Land $10,700 Building $150,300	$357,800 Land $23,779 Building $334,021
2023		$161,000 Land $10,700 Building $150,300	$298,100 Land $19,812 Building $278,288

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4835 Penn St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4835 Penn St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIAGARA FALLS WATER BOARD serves 50,193 people · EPA ID NY3100568
Water Source	Surface water
Last State Inspection	May 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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