4835 N Western Dr, Hernando, FL 34442 Property Records

Citrus County property record for 4835 N Western Dr, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,196 sqft · built 1990
Lot Size	1.26 acres (55,048 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Jul 2006)
Tax Bill	$653 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1518S19E00200700`

Property Details

APN / Parcel Number

Primary APN	`1518S19E00200700`
Alternative APNs	`19E-18S-15-0020-070.0` `1606624`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	55,048 sqft (1.26 acres)
Lot Dimensions	250 ft deep x 217 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	888 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	832 sqft
Fence	Fence
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1606624
Old Parcel Number	1518S19E00200700
Street Address	4835 N WESTERN DR
City	HERNANDO
State	FL
Zip	34442-2678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDRMH LOW DENSITY RESIDEN
Legal Description	FOREST LAKE NORTH PLAT BK 8 PG 101 LOT 70
Legal Range	19E
Legal Township	18S
Legal Section	08
Legal Subdivision	FOREST LAKE NORTH
Legal Lot Number	70
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1020
Census Tract	450104

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4835 N WESTERN DR, HERNANDO, FL 34442-2678
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit FLORIDA CU
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2006 · Amount on Record
Deed Sale	Jul 7, 2006 · Amount on Record
Prior Sale	Sep 18, 2002
Deed Document Number	2006047633
Deed Book / Page	2025 / 1499
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	4835 N WESTERN DR, HERNANDO, FL 34442-2678
Transaction Type	Mortgage
Record Updated	Feb 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033510615
Date	Jan 27, 2023
Book Page	3351/615
Instrument	2023005024

Lender

Name	FLORIDA CU
Type	Credit Union
Address	GAINESVILLE, FL 32627

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Feb 13, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	4835 N WESTERN DR, HERNANDO, FL 34442-2678
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4835 N WESTERN DR, HERNANDO, FL 34442-2678

Mortgage

Document Number	0032501548
Date	Feb 4, 2022
Book Page	3250/1548
Instrument	2022008066

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$653.00 (+9.2%) Homeowner's exemption Additional exemption filed	$184,736 (-5.3%) Land $27,220 Building $157,516	$184,736 (-5.3%) Land $27,220 Building $157,516
2024	$598.00 (+0.84%) Homeowner's exemption Additional exemption filed	$195,080 (+21.45%) Land $32,770 Building $162,310	$195,080 (+21.45%) Land $32,770 Building $162,310
2023	$593.00 (+4.96%) Homeowner's exemption Additional exemption filed	$160,630 (+8.96%) Land $22,350 Building $138,280	$160,630 (+8.96%) Land $22,350 Building $138,280
2022	$565.00 Homeowner's exemption Additional exemption filed	$147,419 Land $16,640 Building $130,779	$147,419 Land $16,640 Building $130,779

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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