4835 Monroe St, Gary, IN 46408 Property Records

Lake County property record for 4835 Monroe St, Gary, IN 46408

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,620 sqft · built 1944
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Tax Bill	$844 (2024)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`001-25-45-0171-0007`

Property Details

APN / Parcel Number

Primary APN	`001-25-45-0171-0007`
Alternative APNs	`45-08-33-258-006.000-004` `254501710007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
Attic Area	810 sqft
Basement Area	810 sqft

Exterior

Year Built	Built 1944
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	126 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-45-0171-0007
Old Parcel Number	254501710007
Street Address	4835 MONROE ST
City	GARY
State	IN
Zip	46408-4540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JUNEDALE SUB. S. 20 FT. OF LOT 6, BLOCK 7 N. 25 FT. OF LOT 7, BLOCK 7
Legal Subdivision	JUNEDALE SUB
Legal Block	7
Legal Lot Number	6,7
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1004
Census Tract	12500

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4835 MONROE ST, GARY, IN 46408-4540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Apr 13, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2002
Deed Sale	Apr 4, 2002
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	4835 MONROE ST, GARY, IN 46408-4540
Transaction Type	Mortgage
Record Updated	Apr 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4835 MONROE ST, GARY, IN 46408-4540

Mortgage

Document Number	0000010597
Date	Apr 5, 2024
Instrument	2024-510597

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	4835 MONROE ST, GARY, IN 46408-4540
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4835 MONROE ST, GARY, IN 46408-4540

Mortgage

Document Number	0000015720
Date	Apr 13, 2022
Instrument	2022-515720

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,200 (+52.51%) Land $10,900 Building $89,300	$100,200 (+52.51%) Land $10,900 Building $89,300
2024	$844.00 (-19%)
2023		$65,700 (+4.78%) Land $10,100 Building $55,600	$65,700 (+4.78%) Land $10,100 Building $55,600
2022	$1,042.00 Homeowner's exemption	$62,700 Land $6,800 Building $55,900	$62,700 Land $6,800 Building $55,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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