Osceola County property record for 4835 Lillian Black Rd, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,421 sqft · built 1989 |
| Lot Size | 1 acres (43,647 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $2,783 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-25-31-4910-0009-0116 |
| Primary APN | 29-25-31-4910-0009-0116 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,421 sqft Living Area |
| Gross Area | 4,083 sqft |
| 1st Floor Area | 1,173 sqft |
| Upper Floors Area | 1,248 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,647 sqft (1 acres) |
| Lot Width | 132 ft Width |
| Garage Type | Attached |
| Garage Area | 573 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 1,089 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4835 LILLIAN BLACK RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1M |
| Legal Description | RUNNYMEDE PB 1 PG 57 COM AT NE COR OF BLK 9, S 14 DEG W 652.51 FT TO POB; W 172.17 FT, S 330.76 FT, E 91.83 FT, N 14 DEG E 340.13 FT TO POB |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 29 |
| Legal Subdivision | RUNNYMEDE NORTH HALF TOWN OF |
| Legal Tract | 4910 |
| Legal Block | 9 |
| Legal Lot Number | 116 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 43600 |
Source: Osceola County records · APN 29-25-31-4910-0009-0116
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4835 LILLIAN BLACK RD, SAINT CLOUD, FL 34771-9017 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Dec 18, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 19, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Dec 18, 2025 |
| Transfer Doc | 0068960619 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 18, 2025 |
| Property Address | 4835 LILLIAN BLACK RD, SAINT CLOUD, FL 34771-9017 |
| Document Number | 0068960619 |
| Book / Page | 6896 / 619 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2025155008 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4835 LILLIAN BLACK RD, SAINT CLOUD, FL 34771-9017 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 4835 LILLIAN BLACK RD, SAINT CLOUD, FL 34771-9017 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4835 LILLIAN BLACK RD, SAINT CLOUD, FL 34771-9017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055751869 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 5575/1869 |
| Instrument | 2019107026 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, FL 34769 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,783.00 (+5.94%) Homeowner's exemption | $190,308 (+5.99%) | $353,000 (+9.66%) Land $65,000 Building $288,000 |
| 2024 | $2,627.00 (+2.3%) | ||
| 2023 | $2,568.00 (+4.77%) Homeowner's exemption | $179,559 (+3%) | $321,900 (+19%) Land $65,000 Building $256,900 |
| 2022 | $2,451.00 Homeowner's exemption | $174,330 | $270,500 Land $52,000 Building $218,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Lumen Technologies.
Based on FCC filings for 164 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL3491373, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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