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4835 Gardenia St, Oceanside, CA 92057 Property Records

San Diego County property record for 4835 Gardenia St, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,411 sqft · built 1986
Lot Size0.114 acres (4,970 sqft)
OwnerIndividual Name on Record
Last Sale$365,000 (Jun 2013)
Tax Bill$4,996 (2025)
Deeds & MortgagesMar 2021 Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN157-662-08-00

Property Details

APN / Parcel Number

Primary APN157-662-08-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,411 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area4,970 sqft (0.114 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4835 GARDENIA ST
CityOCEANSIDE
StateCA
Zip92057-5430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 52 TR 011012
Legal SubdivisionMURRAY MISSION
Legal Tract011012
Legal Block1
Legal Lot Number52
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1003
Census Tract18520

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4835 GARDENIA ST, OCEANSIDE, CA 92057-5430
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
ELITE MORTGAGE PROS
Mar 15, 2017Quit Claim Deed, Transfer · Conventional Mortgage
MORTGAGE HEAVEN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2013 · Amount on Record
Deed SaleJun 3, 2013 · Amount on Record
Prior SaleJun 15, 2001 · Amount on Record
Deed Document Number2013346683
Prior Transfer DateMay 4, 1994
Prior Transfer Doc0000345826
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4835 GARDENIA ST, OCEANSIDE, CA 92057-5430
Transaction TypeMortgage
Record UpdatedApr 8, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4835 GARDENIA ST, OCEANSIDE, CA 92057-5430

Mortgage

Document Number0000246851
DateMar 30, 2021
Instrument2021-0246851
Lender
NameELITE MORTGAGE PROS
TypeNon-Lending Institution
AddressDOWNEY, CA 90241
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueApr 1, 2031

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMar 15, 2017
Property Address4835 GARDENIA ST, OCEANSIDE, CA 92057-5430
Document Number0000119848
Instrument DateFeb 27, 2017
Instrument119848
Transaction TypeTransfer
Record UpdatedMar 21, 2017
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4835 GARDENIA ST OCEANSIDE CA 920575430, OCEANSIDE, CA 92057-5430

Mortgage

Document Number119849
DateMar 15, 2017
Instrument119849
Lender
NameMORTGAGE HEAVEN
AddressSOUTH PASADENA, CA 91030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 14, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$458,449 (+2%) Land $125,480 Building $332,969
2025$4,996.00 (+5.25%) Homeowner's exemption$449,461 (+4.04%) Land $123,020 Building $326,441
2023$4,747.00 (+1.56%) Homeowner's exemption$432,010 Land $118,244 Building $313,766
2022$4,674.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone A99, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: GeoLinks, T-Mobile.

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