4835 Cosgray Rd, Hilliard, OH 43026 Property Records

Franklin County property record for 4835 Cosgray Rd, Hilliard, OH 43026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1974
Lot Size	0.712 acres (31,046 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Nov 2018)
Tax Bill	$7,570 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`272-000389`

Property Details

APN / Parcel Number

Primary APN	`272-000389`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,550 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Architectural Style	Ranch
Exterior Material	Brick/Stone
Foundation Type	Raised
Lot Area	31,046 sqft (0.712 acres)
Lot Dimensions	205 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4835 COSGRAY RD
City	HILLIARD
State	OH
Zip	43026-7788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAYDEN RUN ESTATES COSGRAY ROAD .705 ACRE LOT 4
Legal Subdivision	HAYDEN RUN ESTATES
Legal Lot Number	4
Jurisdiction	FRANKLIN OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2001
Census Tract	7961

Owner

4835 Cosgray Rd is owned and occupied by an individual who bought it in November 2018.

Source: Franklin County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4835 COSGRAY RD, HILLIARD, OH 43026-7788
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 21, 2018	Warranty Deed, Transfer · VA Mortgage LOAN ONE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2018 · Amount on File
Deed Sale	Nov 21, 2018 · Amount on File
Prior Sale	Aug 2, 2007 · Amount on File
Deed Document Number	26008
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	4835 COSGRAY RD, HILLIARD, OH 43026-7788
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036093
Date	Feb 26, 2021
Instrument	202102260036093

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Nov 21, 2018
Property Address	4835 COSGRAY RD, HILLIARD, OH 43026-7788
Document Number	0000158424
Instrument Date	Sep 6, 2018
Instrument	158424
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4835 COSGRAY RD HILLIARD OH 430267788, HILLIARD, OH 43026-7788

Mortgage

Document Number	158425
Date	Nov 21, 2018
Instrument	158425

Lender

Name	LOAN ONE
Type	Funding / Finance Company
Address	WESTERVILLE, OH 43081

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
County Subdivision	Washington Township
Unified School District	Hilliard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,570.00 (+16.68%) Homeowner's exemption	$125,440 (-) Land $54,600 Building $70,840
2023	$6,488.00 (-1.92%) Homeowner's exemption	$125,440 (+23.93%) Land $54,600 Building $70,840	$358,400 Land $156,000 Building $202,400
2022	$6,615.00 Homeowner's exemption	$101,220 Land $49,700 Building $51,520
2020			$289,200 Land $142,000 Building $147,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4835 Cosgray Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4835 Cosgray Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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