Bay County property record for 4834 Carter Rd, Auburn, MI 48611
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,200 sqft · built 1939 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Oct 2021) |
| Tax Bill | $7,266 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Feb 2026 Line of Credit + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-020-400-300-00 |
| Primary APN | 140-020-400-300-00 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,200 sqft Living Area |
| 1st Floor Area | 1,309 sqft |
| Basement Area | 1,309 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 264 ft deep x 165 ft wide |
| Garage Area | 1,992 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4834 CARTER RD |
|---|---|
| City | AUBURN |
| State | MI |
| Zip | 48611-9537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | COM 829 FT S OF E 1/4 POST, TH S 165 FT, TH W 264 FT, TH N 165 FT, TH E 264 FT TO BEG. SEC 20 T14N R3E |
| Legal Range | 03E |
| Legal Township | 14N |
| Legal Section | 20 |
| Jurisdiction | BAY MI |
| Township / Civil Division | WILLIAMS |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 285600 |
4834 Carter Rd is owned and occupied by an individual who bought it in October 2021.
Source: Bay County records, as of October 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 413 VIRGINIA ST, AUBURN, MI 48611-9445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2026 | Deed of Trust, Mortgage · Line of Credit CONSUMERS CREDIT UNION |
| Feb 18, 2026 | Deed of Trust, Mortgage · Line of Credit GREENSTONE FARM CREDIT SERVICES FLCA |
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 7, 2021 | Intrafamily Transfer, Transfer |
| Mar 29, 2021 | Intrafamily Transfer, Transfer |
| Oct 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 19, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 19, 2018 | Warranty Deed, Transfer · Conventional with PMI ACADEMY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2021 · Amount on File |
| Deed Sale | Oct 20, 2021 · Amount on File |
| Prior Sale | Mar 21, 2013 · Amount on File |
| Deed Document Number | 202117769 |
| Prior Transfer Date | Nov 6, 2012 |
| Prior Transfer Doc | 0029200489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Sep 25, 2026 |
| Property Address | 4834 CARTER RD, AUBURN, MI 48611-9537 |
| Document Number | 0000012542 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 202612542 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4834 CARTER RD, AUBURN, MI 48611-9537 |
| Document Number | 0000012542, |
|---|---|
| Date | Sep 25, 2026 |
| Instrument | 202612542 |
| Name | CONSUMERS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 27, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 4834 CARTER RD, AUBURN, MI 48611-9537 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2786 7 MILE RD, KAWKAWLIN, MI 48631-9113 |
| Document Number | 0000001787 |
|---|---|
| Date | Feb 18, 2026 |
| Instrument | 202601787 |
| Name | GREENSTONE FARM CREDIT SERVICES FLCA |
|---|---|
| Type | Subprime Lender |
| Address | EAST LANSING, MI 48823 |
| Type | Line of Credit |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 4834 CARTER RD, AUBURN, MI 48611-9537 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202107309 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 202107309 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Feb 1, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | May 7, 2021 |
| Property Address | 4834 CARTER RD, AUBURN, MI 48611-9537 |
| Document Number | 202108524 |
| Instrument Date | May 7, 2021 |
| Instrument | 202108524 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4834 CARTER RD, AUBURN, MI 48611-9537 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Mar 29, 2021 |
| Property Address | 4834 CARTER RD, AUBURN, MI 48611-9537 |
| Document Number | 202105002 |
| Instrument Date | Mar 29, 2021 |
| Instrument | 202105002 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4834 CARTER RD, AUBURN, MI 48611-9537 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Oct 20, 2021 |
| Property Address | 4834 CARTER RD, AUBURN, MI 48611-9537 |
| Document Number | 0000017769 |
| Instrument Date | Mar 29, 2021 |
| Instrument | 202117769 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4834 CARTER RD, 4834, AUBURN, MI 48611-9537 |
| Name | Verified Name |
|---|---|
| Address | 413 VIRGINIA ST, AUBURN, MI 48611-9445 |
| Document Number | 0000017770 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 202117770 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Dec 19, 2019 |
| Property Address | 4834 CARTER RD, AUBURN, MI 48611-9537 |
| Document Number | 0000017034 |
| Instrument Date | Dec 18, 2019 |
| Instrument | 17034 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4834 CARTER RD AUBURN MI 486119537, AUBURN, MI 48611-9537 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 4834 CARTER RD, AUBURN, MI 48611-9537 |
| Document Number | 0000016347 |
| Instrument Date | Nov 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4834 CARTER RD AUBURN MI 486119537, AUBURN, MI 48611-9537 |
| Document Number | 0000016347 |
|---|---|
| Date | Dec 5, 2019 |
| Instrument | 16347 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 4, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jan 19, 2018 |
| Property Address | 4834 CARTER RD, AUBURN, MI 48611-9537 |
| Document Number | 0000000718 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 718 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,119.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4576 WHEELER RD AUBURN MI 48611, AUBURN, MI 48611 |
| Document Number | 719 |
|---|---|
| Date | Jan 19, 2018 |
| Instrument | 719 |
| Name | ACADEMY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 18, 2048 |
The 2026 property tax bill for 4834 Carter Rd was $7,266 with a homeowner's exemption, up 78.7% from the year before.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Williams Charter Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,266.00 (+78.7%) Homeowner's exemption | $228,700 (+8.03%) | $457,400 (+8.03%) |
| 2025 | $4,066.00 Homeowner's exemption | $211,700 | $423,400 |
| 2023 | $183,600 | $367,200 | |
| 2022 | $6,511.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4834 Carter Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4834 Carter Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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