4832 Chapperal St, Crestview, FL 32539 Property Records

Okaloosa County property record for 4832 Chapperal St, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,147 sqft · built 2020
Lot Size	1.4 acres (60,989 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (Jan 2017)
Tax Bill	$4,383 (2025)
Deeds & Mortgages	Dec 2019 Construction Loan Aug 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-0372-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-0372-8`
Alternative APNs	`28-3N-23-0000-0015-0160` `23N328000000150160`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,147 sqft Living Area
Gross Area	4,513 sqft
1st Floor Area	3,147 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	60,989 sqft (1.4 acres)
Lot Width	130 ft Width
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	284 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4832 CHAPPERAL ST
City	CRESTVIEW
State	FL
Zip	32539-8397
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SE COR SEC N923 FT W732 FT TO BEG W407.85 FT TO CREEK NW135 FT E394.6 FT S130 FT TO BEG
Legal Range	23W
Legal Township	03N
Legal Section	28
Legal Block	15
Legal Lot Number	160
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2037
Census Tract	20702

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4832 CHAPPERAL ST, CRESTVIEW, FL 32539-8397
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2019	Deed of Trust, Mortgage · Construction Mortgage THE FIRST A NATIONAL BANKING ASSN
Aug 7, 2020	Loan Modification, Mortgage · Conventional Mortgage FIRST A NAT'L BKNG ASSN
Jan 27, 2017	Warranty Deed, Transfer MAIN STREET LAND TITLE COMPANY, MAIN STREET LAND TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2017 · Amount on Record
Deed Sale	Jan 27, 2017 · Amount on Record
Deed Document Number	20173114738
Deed Book / Page	3285 / 1689
Prior Transfer Date	Jul 20, 2015
Prior Transfer Doc	0032083475
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4832 CHAPPERAL ST, CRESTVIEW, FL 32539-8397
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034330394
Date	Dec 11, 2019
Book Page	3433/0394
Instrument	3323433

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	HATTIESBURG, MS 39404

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	4832 CHAPPERAL ST, CRESTVIEW, FL 32539-8397
Document Number	0034843732
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4832 CHAPPERAL ST CRESTVIEW FL 325398397, CRESTVIEW, FL 32539-8397

Mortgage

Document Number	0034843732
Date	Aug 19, 2020
Book Page	003484/003732
Instrument	3383361

Lender

Name	FIRST A NAT'L BKNG ASSN
Address	MARY ESTHER, FL 32569

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 27, 2017
Property Address	4832 CHAPPERAL ST, CRESTVIEW, FL 32539-8397
Document Number	0032851689
Book / Page	003285 / 001689
Instrument Date	Jan 27, 2017
Instrument	3114738
Transaction Type	Transfer
Record Updated	Feb 10, 2017
Title Company	MAIN STREET LAND TITLE COMPANY, MAIN STREET LAND TITLE CO

Transaction

Amount	Amount Recorded
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	771 SPRING LAKE DR DESTIN FL 325411929, DESTIN, FL 32541-1929

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,383.00 (+8.54%) Homeowner's exemption Veteran's exemption	$475,743 (+5.99%)	$476,543 (-7.28%) Land $36,169 Building $440,374
2023	$4,038.00 (+121.99%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$448,869 (+107.09%)	$513,949 (+89.55%) Land $30,729 Building $483,220
2022	$1,819.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$216,749	$271,137 Land $28,719 Building $242,418

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

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