4831 Zion Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4831 Zion Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,150 sqft · built 2002
Lot Size	0.198 acres (8,624 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Oct 2020)
Tax Bill	$4,058 (2025)
Deeds & Mortgages	Apr 2026 Transfer Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-26-30-0588-0001-0530`

Property Details

APN / Parcel Number

Primary APN	`16-26-30-0588-0001-0530`
Alternative APNs	`263016058800010530` `85628`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,150 sqft Living Area
Gross Area	2,612 sqft
1st Floor Area	2,150 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,624 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	240 sqft
Porch	Metal Porch
Porch Area	222 sqft
Deck Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4831 ZION DR
City	SAINT CLOUD
State	FL
Zip	34772-7735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	CANOE CREEK LAKES UNIT 12 PB 13 PG 132-135 22-26-30 LOT 53
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CANOE CREEK LAKES UNIT 12
Legal Tract	588
Legal Block	530
Legal Lot Number	53
Legal Unit	12
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2015
Census Tract	43208

Owner

Source: Osceola County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4831 ZION DR, SAINT CLOUD, FL 34772-7735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 28, 2020	Warranty Deed, Transfer · Conventional Mortgage POINT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Prior Sale	May 29, 2008 · Amount on Record
Deed Document Number	2020146208
Deed Book / Page	5821 / 976
Prior Transfer Date	Feb 14, 2008
Prior Transfer Doc	0036570724
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 20, 2026
Property Address	4831 ZION DR, SAINT CLOUD, FL 34772-7735
Document Number	0000051983
Book / Page	6958 / 684
Instrument Date	Apr 18, 2026
Instrument	202651983
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4831 ZION DR, SAINT CLOUD, FL 34772-7735

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 28, 2020
Property Address	4831 ZION DR, SAINT CLOUD, FL 34772-7735
Document Number	0058210976
Book / Page	5821 / 976
Map Reference	MB 13 PG 132
Instrument Date	Oct 27, 2020
Instrument	2020146208
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1401 W HIGHWAY 50206, 1401, CLERMONT, FL 34711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4831 ZION DR, SAINT CLOUD, FL 34772-7735

Mortgage

Document Number	0005821977
Date	Oct 28, 2020
Instrument	5821/977

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,058.00 (+3.49%) Homeowner's exemption	$269,627 (+5.99%)	$365,100 (-2.74%) Land $75,000 Building $290,100
2024	$3,921.00 (+2.59%)
2023	$3,822.00 (+3.55%) Homeowner's exemption	$254,398 (+3%)	$375,400 (+20.28%) Land $65,000 Building $310,400
2022	$3,691.00 Homeowner's exemption	$246,989	$312,100 Land $60,000 Building $252,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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