4831 W 5th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4831 W 5th St, Duluth, MN 55807

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,400 sqft · built 1900
Lot Size0.189 acres (8,236 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Sep 2023)
Tax Bill$2,398 (2026)
Deeds & MortgagesNov 2025 Mortgage
Sep 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN010-4520-15410

Property Details

APN / Parcel Number

Primary APN010-4520-15410
Alternative APNs
  • 1054363
  • 1154873

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,400 sqft Gross Area
1st Floor Area800 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1975
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Lot Area8,236 sqft (0.189 acres)
Garage Area438 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area133 sqft
Storage Building96 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1154873
Street Address4831 W 5TH ST
CityDULUTH
StateMN
Zip55807-2008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0015 BLOCK:109 SERIAL #
Legal SubdivisionWEST DULUTH SIXTH DIVISION
Legal Block109
Legal Lot Number15
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group5
Census Block5010
Census Tract15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4831 W 5TH ST, 12, DULUTH, MN 55807-2008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2025Deed of Trust, Mortgage · Conventional Mortgage
NEW AMERICAN FUNDING
Sep 18, 2023Warranty Deed, Transfer · Conventional Mortgage
NEW AMERICAN FUNDING
Sep 18, 2023Warranty Deed, Transfer
THE TITLE FIRM, THE TITLE TEAM
Jul 13, 2018Warranty Deed, Transfer
NORTH SHORE TITLE
Jul 17, 2018Grant Deed, Transfer
NORTH SHORE TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2023 · Amount on Record
Deed SaleSep 18, 2023 · Amount on Record
Prior SaleSep 18, 2023 · Amount on Record
Deed Document Number20231072413
Prior Transfer DateJul 12, 2018
Prior Transfer Doc00A1000277
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4831 W 5TH ST, DULUTH, MN 55807-2008
Transaction TypeMortgage
Record UpdatedNov 24, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address4831 1 2 W 5TH STREET, DULUTH, MN 55807

Mortgage

Document Number0001095869
DateNov 4, 2025
Instrument1095869
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2055

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 18, 2023
Property Address4831 W 5TH ST, DULUTH, MN 55807-2008
Document Number0001072413
Instrument DateSep 12, 2023
Instrument1072413
Transaction TypeTransfer
Record UpdatedOct 18, 2023
Title CompanyNOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$627.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4831 1 2 W 5TH STREET, DULUTH, MN 55807

Mortgage

Document Number0001072414
DateSep 18, 2023
Instrument1072414
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 18, 2023
Property Address4831 W 5TH ST, DULUTH, MN 55807-2008
Document Number0001072412
Instrument DateSep 12, 2023
Instrument1072412
Transaction TypeTransfer
Record UpdatedOct 18, 2023
Title CompanyTHE TITLE FIRM, THE TITLE TEAM

Transaction

AmountAmount Recorded
Tax$354.75
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJul 13, 2018
Property Address4831 W 5TH ST, DULUTH, MN 55807-2008
Document Number00A1000206
Instrument DateJul 12, 2018
InstrumentA1000206
Transaction TypeTransfer
Record UpdatedJul 30, 2018
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
Tax$453.75
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 MACDONALD AVE BEAVER BAY MN 55601, BEAVER BAY, MN 55601

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateJul 17, 2018
Property Address4831 W 5TH ST, DULUTH, MN 55807-2008
Document Number00A1000277
Instrument DateJul 12, 2018
InstrumentA1000277
Transaction TypeTransfer
Record UpdatedJul 31, 2018
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
Tax$354.75
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 448 BEAVER BAY MN 556010448, BEAVER BAY, MN 55601-0448

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,398.00 (+1.96%) Homeowner's exemption
2025$2,352.00 (-2.81%) Homeowner's exemption$211,500 (+7.8%) Land $19,300 Building $192,200$211,500 (+7.8%) Land $19,300 Building $192,200
2024$196,200 (+9.43%) Land $22,700 Building $173,500$196,200 (+9.43%) Land $22,700 Building $173,500
2023$2,420.00 Homeowner's exemption
2022$179,300 Land $20,900 Building $158,400$179,300 Land $20,900 Building $158,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Airfiber
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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