St. Louis County property record for 4831 Schultz Rd, Duluth, MN 55803 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,016 sqft · built 2003 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Oct 2015) |
| Tax Bill | $3,126 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 280-0010-00170 |
| Primary APN | 280-0010-00170 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,016 sqft Gross Area |
| 1st Floor Area | 2,016 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 1,344 sqft |
| Deck Area | 180 sqft |
| Storage Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 996830 |
|---|---|
| Street Address | 4831 SCHULTZ RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SE1/4 OF SW1/4 EX W1/2 OF W1/2 AND EX N1/2 OFE1/2 OF W1/2 AND EX N1/2 OF S1/2 OF E1/2 ANDEX N1/2 OF E1/2 AND EX S1/2 OF S1/2 |
| Legal Range | 15W |
| Legal Township | 51N |
| Legal Section | 01 |
| Legal Subdivision | CANOSIA TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | CANOSIA |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 10602 |
Source: St. Louis County records · APN 280-0010-00170
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4831 SCHULTZ RD, DULUTH, MN 55803-9417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION |
| Jul 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION |
| Jun 08, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION |
| Apr 17, 2019 | Deed of Trust, Mortgage · Line of Credit HIWAY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 12, 2015 · Amount on Record |
| Deed Sale | Oct 12, 2015 · Amount on Record |
| Prior Sale | Aug 12, 2003 · Amount on Record |
| Deed Document Number | 20151271575 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 17, 2026 |
| Property Address | 4831 SCHULTZ RD, DULUTH, MN 55803-9417 |
| Document Number | 0001536608 |
| Instrument Date | May 22, 2026 |
| Instrument | 20261536608 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4831 SCHULTZ RD, DULUTH, MN 55803-9417 |
| Document Number | 0001536608, |
|---|---|
| Date | Jul 17, 2026 |
| Instrument | 20261536608 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.13% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 27, 2026 |
| Property Address | 4831 SCHULTZ RD, DULUTH, MN 55803-9417 |
| Document Number | 0001537153 |
| Instrument Date | May 22, 2026 |
| Instrument | 20261537153 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4831 SCHULTZ RD, DULUTH, MN 55803-9417 |
| Document Number | 0001537153, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 20261537153 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.13% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 08, 2026 |
| Property Address | 4831 SCHULTZ RD, DULUTH, MN 55803-9417 |
| Document Number | 0001533907 |
| Instrument Date | May 22, 2026 |
| Instrument | 20261533907 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4831 SCHULTZ RD, DULUTH, MN 55803-9417 |
| Document Number | 0001533907, |
|---|---|
| Date | Jun 08, 2026 |
| Instrument | 20261533907 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.13% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4831 SCHULTZ RD, DULUTH, MN 55803-9417 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001353294 |
|---|---|
| Date | Apr 17, 2019 |
| Instrument | 1353294 |
| Name | HIWAY FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 31, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Canosia Township |
| Unified School District | Hermantown Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,126.00 (+3.03%) Homeowner's exemption | ||
| 2025 | $3,034.00 (-1.49%) Homeowner's exemption | $333,600 (+3.19%) Land $102,300 Building $231,300 | $333,600 (+3.19%) Land $102,300 Building $231,300 |
| 2024 | $3,080.00 | $323,300 (+16.38%) Land $99,400 Building $223,900 | $323,300 (+16.38%) Land $99,400 Building $223,900 |
| 2022 | $277,800 Land $86,400 Building $191,400 | $277,800 Land $86,400 Building $191,400 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370106022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2022–2024) |
| Most Recent Claim | Jun 2024, river or lake flooding, Severe Storms And Flooding |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | DSL | 10 / 1 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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