4831 Ridge Rd, Cayuga, NY 13034 Property Records

Cayuga County and Fleming Town property record for 4831 Ridge Rd, Cayuga, NY 13034

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,674 sqft · built 2017
Lot Size	3.2 acres (139,392 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Sep 2021)
Tax Bill	$7,977 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`052800 142.00-1-1.12`

Property Details

APN / Parcel Number

Primary APN	`052800 142.00-1-1.12`
Alternative APN	`280014200000010010120000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,674 sqft Living Area
1st Floor Area	1,674 sqft
Upper Floors Area	364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	139,392 sqft (3.2 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	300 sqft
Porch	Slab
Porch Area	1,568 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Geothermal
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4831 RIDGE RD
City	CAYUGA
State	NY
Zip	13034-3244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	SM 88-318
Legal Block	1
Legal Lot Number	1.012
Jurisdiction	CAYUGA NY
Township / Civil Division	FLEMING
Census Block Group	1
Census Block	1043
Census Tract	41101

Owner

4831 Ridge Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Cayuga County and Fleming Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4831 RIDGE RD, CAYUGA, NY 13034-3244
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage LYONS SAVINGS BANK
May 17, 2021	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Prior Sale	Jun 19, 2006 · Amount on File
Deed Document Number	2021207813
Deed Book / Page	4108 / 123
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Sep 22, 2021
Property Address	4831 RIDGE RD, CAYUGA, NY 13034-3244
Document Number	0041080123
Book / Page	4108 / 123
Instrument Date	Sep 21, 2021
Instrument	2021-207813
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 COLUMBUS ST, AUBURN, NY 13021-3119

Mortgage

Document Number	2021207814
Date	Sep 22, 2021
Instrument	2021-207814

Lender

Name	LYONS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	4831 RIDGE RD, CAYUGA, NY 13034-3244
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040420339
Date	May 17, 2021
Book Page	4042/339
Instrument	2021-204243

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4831 Ridge Rd was $7,977, up 3.7% from the year before.

Source: Cayuga County and Fleming Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Fleming Town
Unified School District	Union Springs Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,977.00 (+3.68%)
2025	$7,694.00 (-4.28%)	$427,600 Land $55,700 Building $371,900	$427,600 Land $55,700 Building $371,900
2024	$8,038.00
2023		$310,400 Land $22,000 Building $288,400	$419,459 Land $29,730 Building $389,729
2020	$7,165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4831 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4831 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CBN Fixed Wireless · not low latency	100 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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