Montgomery County property record for 4831 McCormick Rd, Mount Sterling, KY 40353
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,547 sqft · built 1995 |
| Lot Size | 0.651 acres (28,358 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (Jan 2026) |
| Tax Bill | $1,206 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-00-01-005.00 |
| Primary APN | 040-00-01-005.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,547 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Logs |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 28,358 sqft (0.651 acres) |
| Lot Dimensions | 175 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 780 sqft |
| Driveway | Concrete Driveway |
| Porch | Slab |
| Porch Area | 156 sqft |
| Total Buildings | 2 Buildings |
| Account Number | 571 |
|---|---|
| Street Address | 4831 MCCORMICK RD |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-8890 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEVIEW ESTATES LOT 5 &.16 AC HOUSE & G |
| Legal Subdivision | LAKEVIEW ESTATES |
| Legal Lot Number | 5 |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | JEFFERSONVILLE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 920500 |
Source: Montgomery County records, as of April 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4831 MCCORMICK RD, MOUNT STERLING, KY 40353-8890 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2026 · Amount on Record |
| Deed Sale | Jan 6, 2026 · Amount on Record |
| Prior Sale | Dec 1, 1996 · Amount on Record |
| Deed Document Number | 2026 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY KY |
| Recording Date | Jan 6, 2026 |
| Property Address | 4831 MCCORMICK RD, MOUNT STERLING, KY 40353-8890 |
| Document Number | 00D356/851 |
| Book / Page | D356 / 851 |
| Map Reference | CAB A SL 108 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 1970344 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | TREY TITLE LLC, TRUE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $305.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42 CLAY ST, MOUNT STERLING, KY 40353-1102 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4831 MCCORMICK RD, MOUNT STERLING, KY 40353-8890 |
| Document Number | 0001970348 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 1970348 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
Source: Montgomery County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,206.00 (-1.31%) | $160,000 (-) | $160,000 (-) |
| 2023 | $1,222.00 | $160,000 | $160,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY CO WATER DISTRICT #1 serves 2,082 people · EPA ID KY0870290 |
|---|---|
| Water Source | Purchased surface water from MT STERLING WATER WORKS |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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