4831 E Olive Rd, Apt 2D, Pensacola, FL 32514 Property Records

Escambia County property record for 4831 E Olive Rd, Apt 2D, Pensacola, FL 32514

Property Summary

Property Type	Condominium
Details	2 ba · 1,128 sqft · built 1982
Lot Size	1.23 acres (53,980 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Feb 2018)
Tax Bill	$2,013 (2024)
Deeds & Mortgages	Apr 2024 Line of Credit Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-1S-29-1009-004-002`

Property Details

APN / Parcel Number

Primary APN	`05-1S-29-1009-004-002`
Alternative APNs	`010216540` `10216540`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Units	17 Units
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	53,980 sqft (1.23 acres)
Garage Type	Detached
Garage Area	297 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	78 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10216540
Street Address	4831 E OLIVE RD, 2D
City	PENSACOLA
State	FL
Zip	32514-8270
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	HDR
Legal Description	UNIT 2-D MILL RIDGE CONDOMINIUM ALSO 1/16TH INT IN COMMON ELEMENTS OR 8200 P 70
Legal Range	29W
Legal Township	01S
Legal Section	05
Legal Subdivision	MILL RIDGE CONDOMINIUM
Legal Block	2
Legal Lot Number	4
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2000
Census Tract	3506

Owner

4831 E Olive Rd, Apt 2D is owned and occupied by an individual who bought it in February 2018.

Source: Escambia County records, as of May 15, 2026

Owner of Record	Individual Name on File
Mailing Address	4831 E OLIVE RD, 2D, PENSACOLA, FL 32514-8270
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 15, 2019	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Feb 1, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2018 · Amount on File
Deed Sale	Feb 1, 2018 · Amount on File
Prior Sale	Dec 16, 2016 · Amount on File
Deed Document Number	20188064
Deed Book / Page	7847 / 203
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	4831 E OLIVE RD APT 2D, 2D, PENSACOLA, FL 32514-8270
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4831 E OLIVE RD 2D, 2D, PENSACOLA, FL 32514-8270

Mortgage

Document Number	0091331815
Date	Apr 19, 2024
Book Page	9133/1815
Instrument	2024029128

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 10, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Nov 15, 2019
Property Address	4831 E OLIVE RD APT 2D, 2D, PENSACOLA, FL 32514-8270
Document Number	0082000070
Book / Page	008200 / 000070
Instrument Date	Oct 29, 2019
Instrument	100691
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	SURETY LAND TITLE/FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$889.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4831 E OLIVE RD #2D PENSACOLA FL 325148270, 2D, PENSACOLA, FL 32514-8270

Mortgage

Document Number	82000074
Date	Nov 15, 2019
Book Page	008200/000074
Instrument	100692

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.5%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Feb 1, 2018
Property Address	4831 E OLIVE RD APT 2D, 2D, PENSACOLA, FL 32514-8270
Document Number	0078470203
Book / Page	007847 / 000203
Instrument Date	Jan 30, 2018
Instrument	8064
Transaction Type	Transfer
Record Updated	Feb 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$826.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4831 E OLIVE RD #2D PENSACOLA FL 325148270, 2D, PENSACOLA, FL 32514-8270

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$146,640 Building $146,640	$146,640 Building $146,640
2024	$2,013.00 (+3.02%)
2023	$1,954.00 (+6.89%)	$132,392 (-3.8%)	$146,640 (+6.56%) Building $146,640
2022	$1,828.00	$137,616	$137,616 Building $137,616

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4831 E Olive Rd, Apt 2D in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4831 E Olive Rd, Apt 2D is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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