4831 15th St, Lubbock, TX 79416 Property Records

Lubbock County property record for 4831 15th St, Lubbock, TX 79416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,846 sqft · built 2023
Lot Size	0.284 acres (12,350 sqft)
Owner	2 Trust Names on File
Last Sale	$217,100 (Feb 2021)
Tax Bill	$1,511 (2025)
Deeds & Mortgages	Oct 2026 Sale May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R64891`

Property Details

APN / Parcel Number

Primary APN	`R64891`
Alternative APN	`R9321000000400017000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,846 sqft Living Area
1st Floor Area	1,896 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,350 sqft (0.284 acres)
Lot Dimensions	130 ft deep x 95 ft wide
Storage Building	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4831 15TH ST
City	LUBBOCK
State	TX
Zip	79416-5617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTOVER HTS BLK 4 L 17 LESS E5
Legal Subdivision	WESTOVER HEIGHTS
Legal Block	4
Legal Lot Number	17
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	3
Census Block	3014
Census Tract	403

Owner

4831 15th St is owner-occupied and held in a trust since February 2021.

Source: Lubbock County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4831 15TH ST, LUBBOCK, TX 79416-5617
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage CITY BANK
Feb 16, 2021	Vendor's Lien, Transfer · Conventional Mortgage TEXAS TECH FCU
May 26, 2017	Vendor's Lien, Transfer · FHA Mortgage CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2021 · Amount on File
Deed Sale	Feb 16, 2021 · Amount on File
Prior Sale	May 26, 2017 · Amount on File
Deed Document Number	20217423
Prior Transfer Date	Feb 10, 2021
Prior Transfer Doc	0000007423
Record Updated	Oct 29, 2026

October 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Oct 12, 2026
Property Address	4831 15TH ST, LUBBOCK, TX 79416-5617
Document Number	0000041632
Instrument Date	Sep 24, 2026
Instrument	202641632
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	4831 15TH ST, LUBBOCK, TX 79416-5617

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4831 15TH ST, LUBBOCK, TX 79416-5617
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4831 15TH ST, LUBBOCK, TX 79416-5617

Mortgage

Document Number	0000023693
Date	May 16, 2022
Instrument	2022023693

Lender

Name	CITY BANK
Type	Bank
Address	LUBBOCK, TX 79408

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	186 Months
Due	Nov 2, 2037

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Feb 16, 2021
Property Address	4831 15TH ST, LUBBOCK, TX 79416-5617
Document Number	0000007423
Map Reference	VOL 406 PG 601
Instrument Date	Feb 10, 2021
Instrument	2021007423
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4831 15TH ST, LUBBOCK, TX 79416-5617

Mortgage

Document Number	0000007424
Date	Feb 16, 2021
Instrument	2021007424

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

May 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	May 26, 2017
Property Address	4831 15TH ST, LUBBOCK, TX 79416-5617
Document Number	0000018593
Map Reference	VOL406 PG601
Instrument Date	May 23, 2017
Instrument	2017018593
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4831 15TH ST, LUBBOCK, TX 79416-5617

Mortgage

Document Number	0000018594
Date	May 26, 2017
Instrument	2017018594

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 4831 15th St was $1,511, down 25.7% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,511.00 (-25.75%)	$226,524 Land $30,000 Building $196,524	$226,524 Land $30,000 Building $196,524
2024	$2,035.00 (+38.25%)
2023	$1,472.00 (-46.72%) Homeowner's exemption	$180,541 Land $9,500 Building $171,041	$180,541 Land $9,500 Building $171,041
2022	$2,763.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4831 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4831 15th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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