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4830 Monterey Ct, Waldorf, MD 20602 Property Records

Charles County property record for 4830 Monterey Ct, Waldorf, MD 20602

Property Summary

Property TypeExempt (Full or Partial)
Details2.5 ba · 3,130 sqft · built 2010
Lot Size0.202 acres (8,802 sqft)
Owner2 Individual Names on Record
Last Sale$337,265 (Sep 2010)
Tax Bill$772 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-329195

Property Details

APN / Parcel Number

Primary APN06-329195
Alternative APN
  • 329195

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,130 sqft Gross Area
1st Floor Area932 sqft
Basement Area466 sqft
Finished Basement466 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,802 sqft (0.202 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number329195
Street Address4830 MONTEREY CT
CityWALDORF
StateMD
Zip20602-5120
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodePUD
Legal DescriptionLOT G60 PAR G SHEFFIELD NEIGHBORHOOD ST CHARLES SUB
Legal SubdivisionST CHARLES SUB
Legal Block1
Legal Lot NumberG60
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group1
Census Block1002
Census Tract850904

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4830 MONTEREY CT, WALDORF, MD 20602-5120
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2010 · Amount on Record
Deed SaleSep 30, 2010 · Amount on Record
Prior SaleJun 24, 2010 · Amount on Record
Deed Document Number201081610
Deed Book / Page7270 / 348
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Recording DateMay 29, 2026
Property Address4830 MONTEREY CT, WALDORF, MD 20602-5120
Document Number1408000412
Book / Page14085 / 412
Instrument DateMay 20, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTSI TITLE AND ESCROW, SILK TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address4830 MONTEREY CT, WALDORF, MD 20602-5120

Mortgage

Document Number1408000412,
DateMay 29, 2026
Book Page14085/412
Lender
NameASIA BANK NATIONAL ASSOCIATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 26, 2046
Interest
Rate7.64%
Max Rate-1%

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$440,333 (+3.96%)$457,100 (-) Land $126,100 Building $331,000
2025$772.00 (+404.58%)$423,567 (+11.36%)$457,100 (+12.36%) Land $126,100 Building $331,000
2023$153.00 Disabled Person's exemption Veteran's exemption$380,367$406,800 Land $126,100 Building $280,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims6 (2008–2024)
Claims Outside the SFHA6 of 6
Most Recent ClaimJan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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