4830 Champlaine Dr, Jefferson, MD 21755 Property Records

Frederick County property record for 4830 Champlaine Dr, Jefferson, MD 21755

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,134 sqft · built 1994
Lot Size	0.341 acres (14,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,728 (Mar 1994)
Tax Bill	$4,881 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-322957`

Property Details

APN / Parcel Number

Primary APN	`14-322957`
Alternative APN	`322957`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,134 sqft Living Area
Gross Area	3,102 sqft
1st Floor Area	1,366 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,850 sqft (0.341 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	408 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	322957
Street Address	4830 CHAMPLAINE DR
City	JEFFERSON
State	MD
Zip	21755-7307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LOT 204 PLAT 4 SEC 2 14,850 SQ. FT. CAMBRIDGE FARMS
Legal Subdivision	CAMBRIDGE FARMS 04 SEC 02
Legal Lot Number	204
Jurisdiction	FREDERICK MD
Township / Civil Division	14, JEFFERSON
Census Block Group	4
Census Block	4006
Census Tract	752501

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4830 CHAMPLAINE DR, JEFFERSON, MD 21755-7307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 1994 · Amount on Record
Deed Sale	Mar 18, 1994 · Amount on Record
Deed Book / Page	1994 / 536
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4830 CHAMPLAINE DR, JEFFERSON, MD 21755-7307
Document Number	0144580101
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2021
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4830 CHAMPLAINE DR JEFFERSON MD 217557307, JEFFERSON, MD 21755-7307

Mortgage

Document Number	0144580101
Date	Jan 14, 2021
Book Page	014458/000101

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 13, 2036

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$499,433 (+31.08%)	$542,800 (+31.52%) Land $143,600 Building $399,200
2025	$4,881.00 (+15.5%)
2023	$4,226.00 Homeowner's exemption	$381,000	$412,700 Land $112,900 Building $299,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE FARMS serves 953 people · EPA ID MD0100033
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2015–2017) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20