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483 Upper Cody Rd, Monticello, FL 32344 Property Records

Jefferson County property record for 483 Upper Cody Rd, Monticello, FL 32344

Property Summary

Property TypeRural Home
Details1 bd · 1 ba · 1,664 sqft · built 2024
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Tax Bill$3,324 (2025)
Deeds & MortgagesMar 2024 Mortgage
Jul 2023 Transfer
Flood ZoneZone X (minimal risk)
APN26-1S-3E-0000-0030-00B0

Property Details

APN / Parcel Number

Primary APN26-1S-3E-0000-0030-00B0
Alternative APN
  • 21637

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area1,664 sqft Living Area
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area217,800 sqft (5 acres)
Garage TypeCarport
CarportCarport
Carport Area520 sqft
PorchOpen Porch
Porch Area160 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address483 UPPER CODY RD
CityMONTICELLO
StateFL
Zip32344-6884
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description5 ACRES IN SW1/4 LYING N OF UPPER CODY RD --OR 106/411 & 308/19 & 533/489 (LESS SPLIT) & 722/138 & 839/145
JurisdictionJEFFERSON FL
Township / Civil DivisionWACISSA
Census Block Group2
Census Block2021
Census Tract250200

Owner

Source: Jefferson County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address483 UPPER CODY RD, MONTICELLO, FL 32344-6884
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2024Deed of Trust, Mortgage · Conventional Mortgage
CENTENNIAL BANK
Jul 11, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2023
Deed SaleJun 30, 2023
Deed Document Number0000839151
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON FL
Property Address483 UPPER CODY RD, MONTICELLO, FL 32344-6884
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1140 E PINHOOK RD, MONTICELLO, FL 32344-9317

Mortgage

Document Number0008490193
DateMar 1, 2024
Book Page849/193
Instrument202433000511
Lender
NameCENTENNIAL BANK
TypeBank
AddressPO BOX 966, CONWAY, AR 72033
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueMar 1, 2055
Interest
Rate TypeAdjustable Rate
Rate7.87%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2030
Change FrequencyAnnually
Min Rate At Change5.87%
Max Rate At Change9.87%
Index1-Year CMT
Max Rate13.8%

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJEFFERSON FL
Recording DateJul 11, 2023
Property Address483 UPPER CODY RD, MONTICELLO, FL 32344-6884
Document Number0008390151
Book / Page839 / 151
Instrument DateJun 30, 2023
Instrument202333001791
Transaction TypeTransfer
Record UpdatedDec 15, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Partial Interest
  • Partial Parcel

Transferred From (Grantor/Seller)

NameVerified Name
Address477 TRAM ROAD, WACISSA, FL 32361

Transferred To (Grantee/Buyer)

NameVerified Name
Address477 TRAM ROAD, WACISSA, FL 32361

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJefferson County
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,324.00 Homeowner's exemption$260,006 (+16,949.57%)$306,754 (+862.37%) Land $13,252 Building $293,502
2024$3,324.00$1,525$31,875 Land $1,525 Building $30,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2008–2010)
Most Recent ClaimJan 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COMMUNITIES WATER SYSTEM
private · serves 2,649 people · EPA ID FL1330748
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
CenturyLink
DSL		60 / 5

May also be available: AT&T.

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