483 Stone Arbor Ln, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 483 Stone Arbor Ln, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,548 sqft · built 2020
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$270,500 (Jul 2020)
Tax Bill	$3,781 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181762-0340`

Property Details

APN / Parcel Number

Primary APN	`181762-0340`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,548 sqft Living Area
Gross Area	2,068 sqft
1st Floor Area	1,548 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	483 STONE ARBOR LN
City	SAINT AUGUSTINE
State	FL
Zip	32086-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	94/77-87 ARBORS AT VALENCIA PHASE ONE LOT 34 OR4986/973
Legal Range	30E
Legal Township	08S
Legal Section	18
Legal Subdivision	ARBORS AT VALENCIA PHASE ONE
Legal Phase	1
Legal Block	1
Legal Lot Number	34
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	2
Census Block	2002
Census Tract	21210

Owner

Source: St. Johns County records · APN 181762-0340

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	483 STONE ARBOR LN, SAINT AUGUSTINE, FL 32086-1911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 01, 2024	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Aug 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 03, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 10, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	202055378
Deed Book / Page	4986 / 973
Record Updated	Jun 08, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	483 STONE ARBOR LN, SAINT AUGUSTINE, FL 32086-1911
Transaction Type	Mortgage
Record Updated	Apr 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	483 STONE ARBOR LN, SAINT AUGUSTINE, FL 32086-1911

Mortgage

Document Number	0059240001
Date	Apr 01, 2024
Book Page	5924/1
Instrument	2024023845

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	483 STONE ARBOR LN, SAINT AUGUSTINE, FL 32086-1911
Transaction Type	Mortgage
Record Updated	Sep 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	483 STONE ARBOR LN, SAINT AUGUSTINE, FL 32086-1911

Mortgage

Document Number	0058121904
Date	Aug 22, 2023
Book Page	5812/1904
Instrument	2023066316

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2043

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	483 STONE ARBOR LN, SAINT AUGUSTINE, FL 32086-1911
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054590670
Date	Jan 03, 2022
Book Page	5459/670
Instrument	2022000113

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

July 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 10, 2020
Property Address	483 STONE ARBOR LN, SAINT AUGUSTINE, FL 32086-1911
Document Number	0049860973
Book / Page	4986 / 973
Map Reference	MB 94 PG 77
Instrument Date	Jun 26, 2020
Instrument	2020055378
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 28, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,893.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	483 STONE ARBOR LN, SAINT AUGUSTINE, FL 32086-1911

Mortgage

Document Number	0004986977
Date	Jul 10, 2020
Instrument	4986/977

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,779 (+2.7%)	$318,514 (+6.28%) Land $100,000 Building $218,514
2025	$3,781.00 (-5.33%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$299,687 (-4.76%)	$299,687 (-4.76%) Land $100,000 Building $199,687
2024	$3,994.00 (+3.71%)	$314,670 (-)	$314,670 (-) Land $100,000 Building $214,670
2023	$3,851.00 (+15.58%)	$314,670 (+26.28%)	$314,670 (+26.28%) Land $100,000 Building $214,670
2022	$3,332.00	$249,191	$249,191 Land $72,800 Building $176,391

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 102 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	102 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 363 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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