483 Phillip Odell Rd, Mount Upton, NY 13809 Property Records

Chenango County and Guilford Town property record for 483 Phillip Odell Rd, Mount Upton, NY 13809

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,195 sqft · built 1820
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$1,952 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`083200 198.-1-20`

Property Details

APN / Parcel Number

Primary APN	`083200 198.-1-20`
Alternative APNs	`320019800000010200000000` `0710577`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,195 sqft Living Area
1st Floor Area	1,045 sqft
Upper Floors Area	150 sqft

Exterior

Year Built	Built 1820
Effective Year Built	Effective 1820
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	87,120 sqft (2 acres)
Porch	Slab
Porch Area	537 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0710577
Street Address	483 PHILLIP ODELL RD
City	MOUNT UPTON
State	NY
Zip	13809-4157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	20.000
Jurisdiction	CHENANGO NY
Township / Civil Division	GUILFORD
Census Block Group	4
Census Block	4015
Census Tract	970602

Owner

483 Phillip Odell Rd is owned and occupied by an individual.

Source: Chenango County and Guilford Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	483 PHILLIP ODELL RD, MOUNT UPTON, NY 13809-4157
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Deed of Trust, Mortgage COMMUNITY BK NA
Jul 30, 2020	Warranty Deed, Transfer NOT AVAILABLE
Jul 18, 2018	Grant Deed, Transfer
Jul 18, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	483 PHILLIP ODELL RD, MOUNT UPTON, NY 13809-4157
Document Number	0000002040
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	483 PHILLIP ODELL RD MOUNT UPTON NY 138094157, MOUNT UPTON, NY 13809-4157

Mortgage

Document Number	0000002040
Date	Dec 15, 2020
Instrument	2040

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Amount	Amount on Record
Term	240 Months
Due	Dec 14, 2040

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHENANGO NY
Recording Date	Jul 30, 2020
Property Address	483 PHILLIP ODELL RD, MOUNT UPTON, NY 13809-4157
Document Number	0000000975
Instrument Date	Jul 7, 2020
Instrument	975
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	483 PHILLIP ODELL RD MOUNT UPTON NY 138094157, MOUNT UPTON, NY 13809-4157

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHENANGO NY
Recording Date	Jul 18, 2018
Property Address	483 PHILLIP ODELL RD, MOUNT UPTON, NY 13809-4157
Document Number	0000000949
Instrument Date	Jul 5, 2018
Instrument	949
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 PERKINS LN PINEBLUFF NC 283738340, PINEBLUFF, NC 28373-8340

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHENANGO NY
Recording Date	Jul 18, 2018
Property Address	483 PHILLIP ODELL RD, MOUNT UPTON, NY 13809-4157
Document Number	000000D949
Instrument Date	Jun 22, 2018
Instrument	D949
Transaction Type	Transfer
Record Updated	Sep 24, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 PERKINS LN PINEBLUFF NC 283738340, PINEBLUFF, NC 28373-8340

Tax Assessment & Valuation

The 2026 property tax bill for 483 Phillip Odell Rd was $1,952, down 31.5% from the year before.

Source: Chenango County and Guilford Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Guilford Town
Unified School District	Gilbertsville-Mount Upton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,952.00 (-31.48%)
2025	$2,849.00	$64,400 Land $16,500 Building $47,900	$81,519 Land $20,886 Building $60,633
2023		$64,400 Land $16,500 Building $47,900	$77,590 Land $19,879 Building $57,711

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 483 Phillip Odell Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (2006–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2024 · Severe Storm And Flooding
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 3 claims Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 483 Phillip Odell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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