483 Lighthouse Rd, Ocracoke, NC 27960 Property Records

Hyde County property record for 483 Lighthouse Rd, Ocracoke, NC 27960

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 864 sqft · built 2005
Lot Size	0.332 acres (14,498 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (May 2024)
Tax Bill	$2,908 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`9500079420`

Property Details

APN / Parcel Number

Primary APN	`9500079420`
Alternative APN	`15434`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Heated Area
Basement Area	864 sqft
Unfinished Basement	864 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,498 sqft (0.332 acres)
Deck Area	272 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	9500079420
Street Address	483 LIGHTHOUSE RD
City	OCRACOKE
State	NC
Zip	27960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2-A1 JENNIFER MASON PL:C-128G
Legal Subdivision	OCRACOKE-OCRACOKE TOWNSHIP
Legal Lot Number	2-A
Jurisdiction	HYDE NC
Township / Civil Division	OCRACOKE
Census Block Group	3
Census Block	3039
Census Tract	920101

Owner

483 Lighthouse Rd is owned by two individuals who bought it in May 2024.

Source: Hyde County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1393 BEAU DR, WEST CHESTER, PA 19380-2169
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 3, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2024 · Amount on File
Deed Sale	May 21, 2024 · Amount on File
Prior Sale	Jan 3, 2017 · Amount on File
Deed Document Number	2024412183
Deed Book / Page	302 / 853
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HYDE NC
Property Address	483 LIGHTHOUSE RD, OCRACOKE, NC 27960-1128
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000289/455
Date	Apr 9, 2021
Book Page	289/455
Instrument	409319

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HYDE NC
Recording Date	Jan 3, 2017
Property Address	483 LIGHTHOUSE RD, OCRACOKE, NC 27960-1128
Document Number	000271/422
Book / Page	271 / 422
Map Reference	PL CAB 1 SL 128G
Instrument Date	Dec 30, 2016
Instrument	405403
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 296, OCRACOKE, NC 27960-0296

Mortgage

Document Number	000271/425
Date	Jan 3, 2017
Book Page	271/425
Instrument	405404

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 483 Lighthouse Rd was $2,908.

Source: Hyde County assessment roll, as of June 26, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Hyde County
Unified School District	Hyde County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,908.00	$309,309 Land $200,000 Building $109,309	$309,309 Land $200,000 Building $109,309
2023	$2,384.00	$230,480 Land $132,000 Building $98,480	$230,480 Land $132,000 Building $98,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 483 Lighthouse Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 631 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	672 units insured incl. 41 condo units
Nearby Flood Claims	382 (1999–2023)
Claims Outside the SFHA	11 of 382
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Dorian, Sep 2019 · 316 claims Hurricane Matthew, Oct 2016 · 35 claims Hurricane Dennis, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 483 Lighthouse Rd is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCRACOKE SANITARY DISTRICT serves 900 people · EPA ID NC0448020
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
Ocracoke Cable TV Cable	10 / 1

May also be available: Brightspeed.

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