483 Higgins Br Rd, Mars Hill, NC 28754 Property Records

Madison County property record for 483 Higgins Br Rd, Mars Hill, NC 28754

Property Summary

Property TypeOther Improved
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on Record
Tax Bill$454 (2025)
Deeds & MortgagesJun 2022 Mortgage
May 2025 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN9758-32-4363

Property Details

APN / Parcel Number

Primary APN9758-32-4363
Alternative APN
  • 661517

Exterior

Lot Area130,680 sqft (3 acres)
Garage TypeCarport
CarportCarport
PorchSlab
Porch Area328 sqft

Location & Zoning

Street Address483 HIGGINS BRANCH RD
CityMARS HILL
StateNC
Zip28754-8113
Property CategoryOther
Property TypeOther > Other Improved
Local Zoning CodeR-A
Legal DescriptionPL:9-846
Legal Block32
JurisdictionMADISON NC
Township / Civil Division4, BEECH GLENN
Census Block Group1
Census Block1031
Census Tract10700

Owner

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address615 HIGGINS BRANCH RD, MARS HILL, NC 28754-8112
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2022Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
May 9, 2025Deed of Trust, Mortgage · Construction Mortgage
AGSOUTH FARM CREDIT ACA
May 21, 2025Deed of Trust, Mortgage · Construction Mortgage
AGSOUTH FARM CREDIT ACA
Mar 1, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NC
Property Address483 HIGGINS BRANCH RD, MARS HILL, NC 28754-8113
Transaction TypeMortgage
Record UpdatedApr 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007540154
DateJun 29, 2022
Book Page754/154
Instrument347360
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2037
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateJul 1, 2027
Change Frequency5 Years
Min Rate At Change2.75%
Max Rate At Change4.75%
Index5-Year CMT
Max Rate8.75%

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NC
Property Address483 HIGGINS BRANCH RD, MARS HILL, NC 28754-8113
Transaction TypeMortgage
Record UpdatedApr 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address483 HIGGINS BRANCH RD, MARS HILL, NC 28754-8113

Mortgage

Document Number0008110726
DateMay 9, 2025
Book Page811/726
Instrument358049
Lender
NameAGSOUTH FARM CREDIT ACA
TypeBank
Address146 VICTORY LN, STATESVILLE, NC 28625
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueJun 1, 2056

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NC
Property Address483 HIGGINS BRANCH RD, MARS HILL, NC 28754-8113
Transaction TypeMortgage
Record UpdatedApr 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address483 HIGGINS BRANCH RD, MARS HILL, NC 28754-8113

Mortgage

Document Number0008120532
DateMay 21, 2025
Book Page812/532
Instrument358188
Lender
NameAGSOUTH FARM CREDIT ACA
TypeBank
Address146 VICTORY LN, STATESVILLE, NC 28625
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueJun 1, 2056

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMADISON NC
Recording DateMar 1, 2022
Property Address483 HIGGINS BRANCH RD, MARS HILL, NC 28754-8113
Document Number0007440434
Book / Page744 / 434
Map ReferenceMB 9 PG 846
Instrument DateFeb 28, 2022
Instrument345705
Transaction TypeTransfer
Record UpdatedApr 28, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address615 HIGGINS BRANCH RD, MARS HILL, NC 28754-8112

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMadison County
Unified School DistrictMadison County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$454.00$61,095 Land $52,640 Building $8,455$61,095 Land $52,640 Building $8,455

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 83% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
French Broad EMC
Fiber
1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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