Madison County property record for 483 Higgins Br Rd, Mars Hill, NC 28754
| Property Type | Other Improved |
|---|---|
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $454 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage May 2025 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9758-32-4363 |
| Primary APN | 9758-32-4363 |
|---|---|
| Alternative APN |
|
| Lot Area | 130,680 sqft (3 acres) |
|---|---|
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 328 sqft |
| Street Address | 483 HIGGINS BRANCH RD |
|---|---|
| City | MARS HILL |
| State | NC |
| Zip | 28754-8113 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | R-A |
| Legal Description | PL:9-846 |
| Legal Block | 32 |
| Jurisdiction | MADISON NC |
| Township / Civil Division | 4, BEECH GLENN |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 10700 |
Source: Madison County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 615 HIGGINS BRANCH RD, MARS HILL, NC 28754-8112 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| May 9, 2025 | Deed of Trust, Mortgage · Construction Mortgage AGSOUTH FARM CREDIT ACA |
| May 21, 2025 | Deed of Trust, Mortgage · Construction Mortgage AGSOUTH FARM CREDIT ACA |
| Mar 1, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NC |
| Property Address | 483 HIGGINS BRANCH RD, MARS HILL, NC 28754-8113 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0007540154 |
|---|---|
| Date | Jun 29, 2022 |
| Book Page | 754/154 |
| Instrument | 347360 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | 5-Year CMT |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NC |
| Property Address | 483 HIGGINS BRANCH RD, MARS HILL, NC 28754-8113 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 483 HIGGINS BRANCH RD, MARS HILL, NC 28754-8113 |
| Document Number | 0008110726 |
|---|---|
| Date | May 9, 2025 |
| Book Page | 811/726 |
| Instrument | 358049 |
| Name | AGSOUTH FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Address | 146 VICTORY LN, STATESVILLE, NC 28625 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jun 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NC |
| Property Address | 483 HIGGINS BRANCH RD, MARS HILL, NC 28754-8113 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 483 HIGGINS BRANCH RD, MARS HILL, NC 28754-8113 |
| Document Number | 0008120532 |
|---|---|
| Date | May 21, 2025 |
| Book Page | 812/532 |
| Instrument | 358188 |
| Name | AGSOUTH FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Address | 146 VICTORY LN, STATESVILLE, NC 28625 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jun 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON NC |
| Recording Date | Mar 1, 2022 |
| Property Address | 483 HIGGINS BRANCH RD, MARS HILL, NC 28754-8113 |
| Document Number | 0007440434 |
| Book / Page | 744 / 434 |
| Map Reference | MB 9 PG 846 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 345705 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 615 HIGGINS BRANCH RD, MARS HILL, NC 28754-8112 |
| Name | Verified Name |
|---|
Source: Madison County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Unified School District | Madison County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $454.00 | $61,095 Land $52,640 Building $8,455 | $61,095 Land $52,640 Building $8,455 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 83% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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