Tate County property record for 483 Gingerhill Rd, Coldwater, MS 38618
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,449 sqft · built 2015 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,189 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Dec 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 022 09 0001805 |
| Primary APN | 022 09 0001805 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,449 sqft Finished Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Street Address | 483 GINGERHILL RD |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-8046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE 1/4 SW 1/4 |
| Legal Range | 06 |
| Legal Township | 04 |
| Legal Section | 09 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 950202 |
483 Gingerhill Rd is owned and occupied by two individuals.
Source: Tate County records, as of December 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 483 GINGERHILL RD, COLDWATER, MS 38618-8046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK |
| Dec 1, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance EAGLE BANK & TRUST COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Recording Date | Sep 1, 2026 |
| Property Address | 483 GINGERHILL RD, COLDWATER, MS 38618-8046 |
| Document Number | 2026012962 |
| Book / Page | 2026 / 12962 |
| Instrument Date | Aug 21, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 483 GINGERHILL RD, COLDWATER, MS 38618-8046 |
| Document Number | 2026012962, |
|---|---|
| Date | Sep 1, 2026 |
| Book Page | 2026/12962 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 21, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 483 GINGERHILL RD, COLDWATER, MS 38618-8046 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020/18116 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 2020/18116 |
| Name | EAGLE BANK & TRUST COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2041 |
The 2025 property tax bill for 483 Gingerhill Rd was $2,189.
Source: Tate County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,189.00 | $20,342 Land $1,850 Building $18,492 | $203,421 Land $18,500 Building $184,921 |
| 2023 | $1,847.00 | $16,193 Land $1,850 Building $14,343 | $161,928 Land $18,500 Building $143,428 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 483 Gingerhill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 483 Gingerhill Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 73% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
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