483 Echo Ln, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 483 Echo Ln, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,017 sqft · built 1940
Lot Size	0.129 acres (5,619 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Apr 2018)
Tax Bill	$6,512 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Apr 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`087-121-09`

Property Details

APN / Parcel Number

Primary APN	`087-121-09`
Alternative APN	`087-121-09-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	2,017 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1990
Architectural Style	Multi-Family
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,619 sqft (0.129 acres)
Terrain	Steep
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	725 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	483 ECHO LN
City	BOULDER CREEK
State	CA
Zip	95006-9012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	SAN LORENZO RIVER PARK 02
Legal Block	19
Legal Lot Number	14
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1010
Census Tract	120500

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	483 ECHO LN, BOULDER CREEK, CA 95006-9012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2020	Deed of Trust, Mortgage · ARM TECHNOLOGY CREDIT UNION
Apr 25, 2018	Grant Deed, Transfer SERVICELINK TITLE COMPANY LLC
Aug 10, 2017	Trustee's Deed, Foreclosure WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 25, 2018 · Amount on Record
Deed Sale	Apr 25, 2018 · Amount on Record
Prior Sale	Aug 10, 2017 · Amount on Record
Deed Document Number	201812485
Prior Transfer Date	Oct 15, 2001
Prior Transfer Doc	0000066286
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	483 ECHO LN, BOULDER CREEK, CA 95006-9012
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010495
Date	Mar 27, 2020
Instrument	2020-0010495

Lender

Name	TECHNOLOGY CREDIT UNION
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 25, 2018
Property Address	483 ECHO LN, BOULDER CREEK, CA 95006-9012
Document Number	0000012485
Instrument Date	Apr 25, 2018
Instrument	12485
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	SERVICELINK TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$495.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4633 ADOBE RIVER CT SAN JOSE CA 951362702, SAN JOSE, CA 95136-2702

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 10, 2017
Property Address	483 ECHO LN, BOULDER CREEK, CA 95006-9012
Document Number	0000026366
Instrument Date	Aug 3, 2017
Instrument	26366
Transaction Type	Foreclosure
Record Updated	Aug 21, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Amount	Amount Recorded
Tax	$556.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	4425 PONCE DE LEON BLVD CORAL GABLES FL 331461837, CORAL GABLES, FL 33146-1837
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$522,264 (+2%) Land $400,402 Building $121,862
2025	$6,512.00 (+4.75%) Homeowner's exemption	$512,023 (+4.04%) Land $392,551 Building $119,472
2024	$6,217.00 (+0.08%)
2023	$6,212.00 (+2.41%) Homeowner's exemption	$492,141 Land $377,308 Building $114,833	$475,920
2022	$6,066.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2016–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Surfnet Communications, Verizon.

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