48280 330th St, Jefferson, SD 57038 Property Records

Union County property record for 48280 330th St, Jefferson, SD 57038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1975
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,000 (Dec 2017)
Tax Bill	$2,447 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2019 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`17.00.18.4025`

Property Details

APN / Parcel Number

Primary APN	`17.00.18.4025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,040 sqft Living Area
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Attached
Garage Area	952 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	48280 330TH ST
City	JEFFERSON
State	SD
Zip	57038-6857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT LOT E SW1/4SE1/4SE1/4 LESS .18 ROW (1.96A)
Legal Range	48W
Legal Township	90N
Legal Section	18
Legal Lot Number	E
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1041
Census Tract	20302

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48280 330TH ST, JEFFERSON, SD 57038-6857
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage SIOUXLAND FCU
Dec 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage SIOUXLAND FCU
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIOUXLAND FCU
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIOUXLAND FCU
Apr 25, 2019	Deed of Trust, Mortgage · Line of Credit SIOUXLAND FCU
Jun 1, 2018	Deed of Trust, Mortgage · Line of Credit SIOUXLAND FCU
Dec 20, 2017	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2017 · Amount on Record
Deed Sale	Dec 20, 2017 · Amount on Record
Deed Document Number	20175148
Deed Book / Page	107 / 750
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	48280 330TH ST, JEFFERSON, SD 57038-6857
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000180/287
Date	Apr 11, 2022
Book Page	180/287
Instrument	221070

Lender

Name	SIOUXLAND FCU
Type	Credit Union
Address	SOUTH SIOUX CITY, NE 68776

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	48280 330TH ST, JEFFERSON, SD 57038-6857
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	174/1003
Date	Dec 9, 2019
Book Page	174/1003
Instrument	195173

Lender

Name	SIOUXLAND FCU
Type	Credit Union
Address	SOUTH SIOUX CITY, NE 68776

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.5%
Index	1-Year CMT
Margin	3
Max Rate	10.5%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	48280 330TH ST, JEFFERSON, SD 57038-6857
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	176/661
Date	Jun 26, 2020
Book Page	176/661
Instrument	202882

Lender

Name	SIOUXLAND FCU
Type	Credit Union
Address	SOUTH SIOUX CITY, NE 68776

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2030

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.25%
Margin	4
Max Rate	1.02%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	48280 330TH ST, JEFFERSON, SD 57038-6857
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	176/434
Date	May 6, 2020
Book Page	176/434
Instrument	202001

Lender

Name	SIOUXLAND FCU
Type	Credit Union
Address	SOUTH SIOUX CITY, NE 68776

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	48280 330TH ST, JEFFERSON, SD 57038-6857
Transaction Type	Mortgage
Record Updated	May 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	174/0311
Date	Apr 25, 2019
Book Page	174/0311
Instrument	191617

Lender

Name	SIOUXLAND FCU
Type	Credit Union
Address	SOUTH SIOUX CITY, NE 68776

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 28, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	48280 330TH ST, JEFFERSON, SD 57038-6857
Transaction Type	Mortgage
Record Updated	Jul 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	172/0386
Date	Jun 1, 2018
Book Page	172/0386
Instrument	182180

Lender

Name	SIOUXLAND FCU
Type	Credit Union
Address	SOUTH SIOUX CITY, NE 68776

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	May 28, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Dec 20, 2017
Property Address	48280 330TH ST, JEFFERSON, SD 57038-6857
Document Number	00107/0750
Book / Page	107 / 0750
Instrument Date	Dec 1, 2017
Instrument	175148
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	48280 330TH ST, JEFFERSON, SD 57038-6857

Mortgage

Document Number	0000175149
Date	Dec 20, 2017
Instrument	175149

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Jefferson Township
Unified School District	Elk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,447.00	$240,158 (-) Land $42,410 Building $197,748
2025	$2,447.00 (+28.72%)	$240,158 (+52.5%) Land $42,410 Building $197,748
2024	$1,901.00 (+10.72%)
2023	$1,717.00 (+23.53%)	$157,479 Land $38,640 Building $118,839
2022	$1,390.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2014–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RWS/SOUTH UNION private · serves 1,447 people · EPA ID SD4602185
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable · Fiber in parts of the area	1,500 / 50
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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