4828 Marblehead Bay Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 4828 Marblehead Bay Dr, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,031 sqft · built 1996
Lot Size	0.179 acres (7,780 sqft)
Owner	2 Individual Names on File
Last Sale	$930,000 (Jul 2022)
Tax Bill	$10,904 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`122-384-27-00`

Property Details

APN / Parcel Number

Primary APN	`122-384-27-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,031 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	7,780 sqft (0.179 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4828 MARBLEHEAD BAY DR
City	OCEANSIDE
State	CA
Zip	92057-3410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 698 TR 012385
Legal Subdivision	WHELAN RANCH
Legal Tract	012385
Legal Block	1
Legal Lot Number	698
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	18617

Owner

Source: San Diego County records · APN 122-384-27-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4828 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Jul 08, 2022	Grant Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 26, 2017	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Feb 01, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 08, 2022 · Amount on Record
Deed Sale	Jul 08, 2022 · Amount on Record
Prior Sale	Feb 01, 2018 · Amount on Record
Deed Document Number	2022281499
Prior Transfer Date	Feb 19, 2016
Prior Transfer Doc	0000119199
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4828 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3410
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1744 VIA TOYON, SAN LORENZO, CA 94580-2155

Mortgage

Document Number	0000472812
Date	Dec 19, 2022
Instrument	2022-0472812

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Aug 01, 2052

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 08, 2022
Property Address	4828 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3410
Document Number	0000281499
Map Reference	MAP 12385
Instrument Date	Jun 27, 2022
Instrument	2022-0281499
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4828 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3410

Mortgage

Document Number	0000281500
Date	Jul 08, 2022
Instrument	2022-0281500

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4828 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3410
Transaction Type	Mortgage
Record Updated	Apr 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4828 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3410

Mortgage

Document Number	0000210443
Date	Mar 18, 2021
Instrument	2021-0210443

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 01, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4828 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3410
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000187797
Date	Apr 26, 2017
Instrument	2017-0187797

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 01, 2018
Property Address	4828 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3410
Document Number	0000042739
Instrument Date	Jan 17, 2018
Instrument	42739
Transaction Type	Transfer
Record Updated	Feb 06, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$638.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4828 MARBLEHEAD BAY DR OCEANSIDE CA 920573410, OCEANSIDE, CA 92057-3410

Mortgage

Document Number	42740
Date	Feb 01, 2018
Instrument	42740

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$986,922 (+2%) Land $325,900 Building $661,022
2025	$10,904.00 (+8.42%) Homeowner's exemption	$967,571 (+7.27%) Land $319,510 Building $648,061
2023	$10,057.00 (+43.92%) Homeowner's exemption	$902,000 Land $297,000 Building $605,000
2022	$6,988.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186171, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 32% of California
Wildfire Likelihood	About 1 in 625 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 677 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Fiber	2,000 / 35
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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