4828 Klosterman Oaks Blvd, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 4828 Klosterman Oaks Blvd, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,936 sqft · built 1991
Lot Size0.179 acres (7,784 sqft)
Owner2 Individual Names on Record
Last Sale$277,000 (Apr 2019)
Tax Bill$4,192 (2025)
Deeds & MortgagesJul 2020 Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APNC62-000-740-7684-5

Property Details

APN / Parcel Number

Primary APNC62-000-740-7684-5
Alternative APNs
  • 24-27-15-46915-000-0220
  • 271524469150000220
  • 152724469150000220
  • R255563

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,936 sqft Living Area
Gross Area2,730 sqft
1st Floor Area1,936 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1992
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area7,784 sqft (0.179 acres)
Lot Dimensions100 ft deep x 79 ft wide
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area338 sqft
Deck Area125 sqft
Patio Area125 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR255563
Street Address4828 KLOSTERMAN OAKS BLVD
CityPALM HARBOR
StateFL
Zip34683-1202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionKLOSTERMAN OAKS VILLAGE LOT 22
Legal Range15E
Legal Township27S
Legal Section24
Legal SubdivisionKLOSTERMAN OAKS VILLAGE
Legal Tract46915
Legal Lot Number22
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group3
Census Block3001
Census Tract27211

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4828 KLOSTERMAN OAKS BLVD, PALM HARBOR, FL 34683-1202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2020Deed of Trust, Mortgage · Conventional with PMI
NATIONS LNDG
Apr 19, 2019Warranty Deed, Transfer · Conventional with PMI
NATIONS LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 19, 2019 · Amount on Record
Deed SaleApr 19, 2019 · Amount on Record
Prior SaleNov 1, 2016
Deed Document Number2019123731
Deed Book / Page20507 / 1445
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address4828 KLOSTERMAN OAKS BLVD, PALM HARBOR, FL 34683-1202
Document Number0210982253
Instrument DateJul 21, 2020
Transaction TypeMortgage
Record UpdatedAug 19, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4828 KLOSTERMAN OAKS BLVD PALM HARBOR FL 346831202, PALM HARBOR, FL 34683-1202

Mortgage

Document Number0210982253
DateJul 29, 2020
Book Page021098/002253
Instrument224629
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 28, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateApr 19, 2019
Property Address4828 KLOSTERMAN OAKS BLVD, PALM HARBOR, FL 34683-1202
Document Number0205071445
Book / Page020507 / 001445
Instrument DateApr 18, 2019
Instrument123731
Transaction TypeTransfer
Record UpdatedMay 8, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,939.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4828 KLOSTERMAN OAKS BLVD PALM HARBOR FL 346831202, PALM HARBOR, FL 34683-1202

Mortgage

Document Number205071448
DateApr 19, 2019
Book Page020507/001448
Instrument123733
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 18, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,192.00 (+7.71%) Homeowner's exemption$266,605 (+5.99%)$420,634 (-4.38%) Land $118,464 Building $302,170
2023$3,892.00 (+2.96%) Homeowner's exemption$251,545 (+3%)$439,899 (+24.16%) Land $217,221 Building $222,678
2022$3,780.00 Homeowner's exemption$244,218$354,309 Land $183,177 Building $171,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 individual policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies132 units insured
incl. 48 condo units
Nearby Flood Claims2 (2024–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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