4828 Brook Spring Ct, Oviedo, FL 32765 Property Records

Seminole County property record for 4828 Brook Spring Ct, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,050 sqft · built 2013
Owner	Individual Name on File
Last Sale	$443,800 (Nov 2013)
Tax Bill	$5,729 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-21-31-517-0000-0100`

Property Details

APN / Parcel Number

Primary APN	`19-21-31-517-0000-0100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	3,050 sqft Living Area
1st Floor Area	3,050 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	481 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4828 BROOK SPRING CT
City	OVIEDO
State	FL
Zip	32765-8610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BROOKS COVE PB 77 PGS 32 - 34
Legal Section	19
Legal Subdivision	BROOKS COVE
Legal Tract	517
Legal Lot Number	10
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2002
Census Tract	21318

Owner

4828 Brook Spring Ct is owned and occupied by an individual who bought it in November 2013.

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4828 BROOK SPRING CT, OVIEDO, FL 32765-8610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2013 · Amount on File
Deed Sale	Nov 5, 2013 · Amount on File
Deed Document Number	2013140670
Deed Book / Page	08156 / 1309
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	4828 BROOK SPRING CT, OVIEDO, FL 32765-8610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092471452
Date	Nov 13, 2018
Book Page	09247/1452
Instrument	2018128792

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	4828 BROOK SPRING CT, OVIEDO, FL 32765-8610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COBBLESTONE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4828 BROOK SPRING CT, OVIEDO, FL 32765-8610

Mortgage

Document Number	0097100490
Date	Sep 21, 2020
Book Page	9710/490
Instrument	2020105312

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 4828 Brook Spring Ct was $5,729 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,729.00 Homeowner's exemption	$446,737	$628,284 Land $150,000 Building $478,284
2023	$5,383.00 (+2.47%) Homeowner's exemption	$421,502 (+3%)	$601,779 (+0.71%) Land $150,000 Building $451,779
2022	$5,253.00 Homeowner's exemption	$409,225	$597,540 Land $150,000 Building $447,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4828 Brook Spring Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4828 Brook Spring Ct is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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