4828 16th St, Lubbock, TX 79416 Property Records

Lubbock County property record for 4828 16th St, Lubbock, TX 79416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,819 sqft · built 1960
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Trust Names on Record
Last Sale	$241,100 (Oct 2021)
Tax Bill	$3,756 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R64813`

Property Details

APN / Parcel Number

Primary APN	`R64813`
Alternative APN	`R9321000000400014000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,819 sqft Living Area
Gross Area	2,303 sqft
1st Floor Area	1,819 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,750 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4828 16TH ST
City	LUBBOCK
State	TX
Zip	79416-5624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTOVER HTS BLK 4 L 14
Legal Subdivision	WESTOVER HEIGHTS
Legal Block	4
Legal Lot Number	14
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	3
Census Block	3014
Census Tract	403

Owner

Source: Lubbock County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	4826 16TH ST, LUBBOCK, TX 79416-5624
Owner Type	Individual
Vesting	Trust, Irrevocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Vendor's Lien, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Dec 6, 2019	Deed of Trust, Mortgage CITY BANK
Oct 30, 2019	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2021 · Amount on Record
Deed Sale	Oct 27, 2021 · Amount on Record
Prior Sale	Oct 30, 2019
Deed Document Number	202155550
Prior Transfer Date	Oct 21, 2021
Prior Transfer Doc	0000055550
Record Updated	Sep 20, 2026

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Oct 27, 2021
Property Address	4828 16TH ST, LUBBOCK, TX 79416-5624
Document Number	0000055550
Map Reference	VOL 406 PG 601
Instrument Date	Oct 21, 2021
Instrument	2021055550
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	4826 16TH ST, LUBBOCK, TX 79416-5624

Mortgage

Document Number	0000055551
Date	Oct 27, 2021
Instrument	2021055551

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4828 16TH ST, LUBBOCK, TX 79416-5624
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047666
Date	Dec 6, 2019
Instrument	2019047666

Lender

Name	CITY BANK
Type	Bank
Address	LUBBOCK, TX 79413

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 5, 2039

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Oct 30, 2019
Property Address	4828 16TH ST, LUBBOCK, TX 79416-5624
Document Number	0000042477
Instrument Date	Oct 28, 2019
Instrument	42477
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15708 N FM 2902 IDALOU TX 793296266, IDALOU, TX 79329-6266

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,756.00 (-3.84%)	$212,308 (+1.36%) Land $28,500 Building $183,808	$212,308 (+1.36%) Land $28,500 Building $183,808
2024	$3,906.00 (+0.33%)
2023	$3,893.00 (-4.56%)	$209,462 Land $7,500 Building $201,962	$209,462 Land $7,500 Building $201,962
2022	$4,079.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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