San Diego County property record for 4827 Pastel Ct, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,254 sqft · built 1992 |
| Lot Size | 0.186 acres (8,094 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $390,000 (Dec 2002) |
| Tax Bill | $6,422 (2025) |
| Deeds & Mortgages | Apr 2026 Reverse Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-692-64-00 |
| Primary APN | 161-692-64-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,254 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 8,094 sqft (0.186 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 4827 PASTEL CT |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-1 (Res) |
| Legal Description | LOT 64 TR 012486 |
| Legal Subdivision | RANCHO DEL ORO INDUST PARK |
| Legal Tract | 012486 |
| Legal Block | 1 |
| Legal Lot Number | 64 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 18525 |
4827 Pastel Ct is owner-occupied and held in a trust since March 2026.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4827 PASTEL CT, OCEANSIDE, CA 92057-6373 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 8, 2026 | Grant Deed, Transfer · Reverse Mortgage PLAZA HOME MORTGAGE INC |
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage USE CREDIT UNION |
| Jun 9, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2002 · Amount on File |
| Deed Sale | Dec 9, 2002 · Amount on File |
| Prior Sale | Sep 30, 1991 · Amount on File |
| Deed Document Number | 20021111310 |
| Last Transfer Date | Mar 19, 2026 |
| Transfer Doc | 0000096317 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 8, 2026 |
| Property Address | 4827 PASTEL CT, OCEANSIDE, CA 92057-6373 |
| Document Number | 0000096317 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 202696317 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SERVICES TIT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4827 PASTEL CT, OCEANSIDE, CA 92057-6373 |
| Document Number | 0000096318, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 202696318 |
| Name | PLAZA HOME MORTGAGE INC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 984 Months |
| Due | Apr 9, 2108 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4827 PASTEL CT, OCEANSIDE, CA 92057-6373 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | CHICAGO TITLE COMPANY SD |
| Name | Verified Name |
|---|
| Document Number | 0000375736 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 2020-0375736 |
| Name | USE CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 9, 2021 |
| Property Address | 4827 PASTEL CT, OCEANSIDE, CA 92057-6373 |
| Document Number | 0000426197 |
| Map Reference | MAP 12486 |
| Instrument Date | May 14, 2021 |
| Instrument | 2021-0426197 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4827 PASTEL CT, OCEANSIDE, CA 92057-6373 |
The 2025 property tax bill for 4827 Pastel Ct was $6,422, up 6% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $582,952 (+2%) Land $295,449 Building $287,503 | |
| 2025 | $6,422.00 (+5.96%) Homeowner's exemption | $571,522 Land $289,656 Building $281,866 |
| 2024 | $6,061.00 (+2.49%) | |
| 2023 | $5,914.00 (+0.27%) Homeowner's exemption | $549,331 Land $278,409 Building $270,922 |
| 2022 | $5,898.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4827 Pastel Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4827 Pastel Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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