4827 Lean To Pt, Panora, IA 50216 Property Records

Guthrie County property record for 4827 Lean To Pt, Panora, IA 50216

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 1,730 sqft · built 1994
Lot Size	0.695 acres (30,274 sqft)
Owner	Company Name on Record
Last Sale	$750,000 (Mar 2022)
Tax Bill	$10,640 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0001862200`

Property Details

APN / Parcel Number

Primary APN	`0001862200`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,730 sqft Living Area
1st Floor Area	1,602 sqft
Basement Area	1,602 sqft
Finished Basement	1,300 sqft
Unfinished Basement	302 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,274 sqft (0.695 acres)
Lot Dimensions	312 ft deep x 67 ft wide
Garage Type	Mixed
Garage Area	1,472 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	432 sqft
Deck Area	Deck Area
Patio Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	4827 LEAN TO PT
City	PANORA
State	IA
Zip	50216-8630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 601 PLAT 25 LAKE PANORAMA SUBDIVISION
Legal Range	30W
Legal Township	80N
Legal Section	19
Legal Subdivision	HELENS COVE - MIDDLE
Legal Lot Number	601
Jurisdiction	GUTHRIE IA
Township / Civil Division	CASS
Census Block Group	2
Census Block	2056
Census Tract	950100

Owner

Source: Guthrie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3008 MORNINGSIDE RD, FREMONT, NE 68025-8813
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2022 · Amount on Record
Deed Sale	Mar 25, 2022 · Amount on Record
Deed Document Number	2022839
Prior Transfer Date	Jun 16, 2015
Prior Transfer Doc	2015/1278
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	4827 LEAN TO PT, PANORA, IA 50216-8630
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020220853
Date	Mar 28, 2022
Instrument	2022-0853

Lender

Name	AMERICAN NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Unified School District	Panorama Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$958,400 (-) Land $361,200 Building $597,200	$958,400 (-) Land $361,200 Building $597,200
2025	$10,640.00 (-1.92%)	$958,400 (+6.65%) Land $361,200 Building $597,200	$958,400 (+6.65%) Land $361,200 Building $597,200
2024	$10,848.00 (-1.56%)
2023		$898,600 (+24.96%) Land $361,200 Building $537,400	$898,600 (+24.96%) Land $361,200 Building $537,400
2022	$11,020.00 Homeowner's exemption	$719,100 Land $240,800 Building $478,300
2021			$719,100 Land $240,800 Building $478,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE PANORAMA WATER COMPANY private · serves 2,900 people · EPA ID IA3900301
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Panora Telecommunications Fiber	1,000 / 300
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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