St. Louis County property record for 4826 W 6th St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.25 ba · 1,386 sqft · built 1909 |
| Lot Size | 0.151 acres (6,599 sqft) |
| Owner | Individual Name on File |
| Last Sale | $234,000 (Oct 2024) |
| Tax Bill | $3,098 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4520-15620 |
| Primary APN | 010-4520-15620 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,386 sqft Gross Area |
| 1st Floor Area | 792 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,599 sqft (0.151 acres) |
| Garage Area | 1,080 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 56 sqft |
| Deck Area | 204 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 1173444 |
|---|---|
| Street Address | 4826 W 6TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-2019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 13 AND 14 SERIAL # |
| Legal Subdivision | WEST DULUTH 6TH DIV |
| Legal Block | 110 |
| Legal Lot Number | 13-14 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 15800 |
4826 W 6th St is owned and occupied by an individual who bought it in October 2024.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4826 W 6TH ST, DULUTH, MN 55807-2019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 21, 2019 | Deed of Trust, Mortgage · FHA Mortgage LEND SMART MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2024 · Amount on File |
| Deed Sale | Oct 23, 2024 · Amount on File |
| Deed Document Number | 20241497813 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4826 W 6TH ST, DULUTH, MN 55807-2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001436172 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 1436172 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4826 W 6TH ST, DULUTH, MN 55807-2019 |
| Document Number | 00A1368555 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4826 W 6TH ST DULUTH MN 558072019, DULUTH, MN 55807-2019 |
| Document Number | 00A1368555 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | A1368555 |
| Name | LEND SMART MTG |
|---|---|
| Type | Mortgage Company |
| Address | SHOREVIEW, MN 55126 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2049 |
The 2026 property tax bill for 4826 W 6th St was $3,098 with a homeowner's exemption, down 0.8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,098.00 (-0.83%) Homeowner's exemption | ||
| 2025 | $3,124.00 (+3.1%) Homeowner's exemption | $265,100 (+6.68%) Land $17,000 Building $248,100 | $265,100 (+6.68%) Land $17,000 Building $248,100 |
| 2024 | $3,030.00 | $248,500 Land $18,200 Building $230,300 | $248,500 Land $18,200 Building $230,300 |
| 2022 | $217,900 Land $16,700 Building $201,200 | $217,900 Land $16,700 Building $201,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4826 W 6th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4826 W 6th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Airfiber Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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