4826 Rte 212, Willow, NY 12495 Property Records

Ulster County and Woodstock Town property record for 4826 Rte 212, Willow, NY 12495

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 600 sqft · built 1940
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on File
Last Sale	$144,000 (Oct 2004)
Tax Bill	$3,953 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Mar 2024 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`515800 14.-2-29`

Property Details

APN / Parcel Number

Primary APN	`515800 14.-2-29`
Alternative APN	`174740.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	600 sqft Living Area
1st Floor Area	600 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Lot Area	43,124 sqft (0.99 acres)

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Shed	1 Shed
Shed Area	42 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	174740.000
Street Address	4826 ROUTE 212
City	WILLOW
State	NY
Zip	12495
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	2
Legal Lot Number	29.000
Jurisdiction	ULSTER NY
Township / Civil Division	WOODSTOCK
Census Block Group	2
Census Block	2005
Census Tract	950600

Owner

4826 Rte 212 is owned and occupied by two individuals who acquired it in November 2021.

Source: Ulster County and Woodstock Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4826 ROUTE 212, WILLOW, NY 12495
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Mar 1, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 13, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance STEWARTS FEDERAL CREDIT UNION
Aug 29, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Nov 1, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2004 · Amount on File
Deed Sale	Oct 22, 2004 · Amount on File
Deed Document Number	200431112
Deed Book / Page	3978 / 33
Last Transfer Date	Nov 1, 2021
Transfer Doc	0000021051
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Recording Date	Oct 1, 2026
Property Address	4826 ROUTE 212, WILLOW, NY 12495
Document Number	0000011719
Book / Page	13840 / 188
Instrument Date	Sep 18, 2026
Instrument	202611719
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011719,
Date	Oct 1, 2026
Book Page	13840/188
Instrument	202611719

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	4826 ROUTE 212, WILLOW, NY 12495
Transaction Type	Mortgage
Record Updated	Mar 19, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002092
Date	Mar 1, 2024
Book Page	13254/202
Instrument	2024-2092

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Apr 1, 2052

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	4826 ROUTE 212, WILLOW, NY 12495
Transaction Type	Mortgage
Record Updated	Oct 3, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010481
Date	Sep 13, 2023
Book Page	13161/206
Instrument	2023-10481

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Oct 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	4826 ROUTE 212, WILLOW, NY 12495
Transaction Type	Mortgage
Record Updated	Mar 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003217
Date	Feb 18, 2022
Book Page	12743/315
Instrument	2022-3217

Lender

Name	STEWARTS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	169 Months
Due	Mar 1, 2036

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	4826 ROUTE 212, WILLOW, NY 12495
Transaction Type	Mortgage
Record Updated	Mar 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014841
Date	Aug 29, 2022
Book Page	12923/111
Instrument	2022-14841

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Nov 1, 2021
Property Address	4826 ROUTE 212, WILLOW, NY 12495
Document Number	0000021051
Book / Page	6942 / 52
Instrument Date	Nov 1, 2021
Instrument	2021-21051
Transaction Type	Transfer
Record Updated	Mar 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 355, WILLOW, NY 12495-0355

Tax Assessment & Valuation

The 2025 property tax bill for 4826 Rte 212 was $3,953.

Source: Ulster County and Woodstock Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Woodstock Town
Unified School District	Onteora Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,953.00	$152,200 Land $54,800 Building $97,400	$323,830 Land $116,596 Building $207,234
2023		$152,200 (-) Land $54,800 Building $97,400	$327,312 (+31.18%) Land $117,850 Building $209,462
2022		$152,200 Land $54,800 Building $97,400	$249,508 Land $89,836 Building $159,672
2021	$3,702.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4826 Rte 212 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	24 (1980–2023)
Claims Outside the SFHA	12 of 24
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Flooding, Jun 2006 · 3 claims Blizzard Of 96 (severe Snow Storm), Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4826 Rte 212 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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