4826 Jeanette Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4826 Jeanette Ct, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,710 sqft · built 1996
Lot Size0.228 acres (9,975 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Jun 2018)
Tax Bill$3,251 (2025)
Deeds & MortgagesJun 2018 Mortgage
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN96100

Property Details

APN / Parcel Number

Primary APN96100
Alternative APNs
  • 062631006100010260
  • 062631257600010260

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,710 sqft Heated Area
Gross Area2,130 sqft
1st Floor Area1,710 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,975 sqft (0.228 acres)
Lot Dimensions118 ft deep x 85 ft wide
Garage TypeMixed
Garage Area420 sqft
Parking Spaces3 Parking Spaces
Pool Area420 sqft
Deck Area540 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number96100
Old Parcel Number062631257600010260
Street Address4826 JEANETTE CT
CitySAINT CLOUD
StateFL
Zip34771-4856
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1
Legal DescriptionASHLEY OAKS PB 8 PG 44 LOT 26
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionASHLEY OAKS
Legal Tract61
Legal Block1
Legal Lot Number26
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2008
Census Tract43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4826 JEANETTE CT, SAINT CLOUD, FL 34771-4856
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2018Deed of Trust, Mortgage · Commercial Mortgage
FIRST GREEN BANK
Feb 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 28, 2018Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2018 · Amount on Record
Deed SaleJun 28, 2018 · Amount on Record
Prior SaleMar 24, 2011
Deed Document Number2018099638
Deed Book / Page5358 / 1291
Record UpdatedJun 8, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4826 JEANETTE CT, SAINT CLOUD, FL 34771-4856
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053430419
DateJun 1, 2018
Book Page5343/0419
Instrument2018085357
Lender
NameFIRST GREEN BANK
TypeBank
AddressMOUNT DORA, FL 32757
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term119 Months
DueMay 21, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4826 JEANETTE CT, SAINT CLOUD, FL 34771-4856
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056720131
DateFeb 10, 2020
Book Page5672/0131
Instrument2020020357
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2035

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 28, 2018
Property Address4826 JEANETTE CT, SAINT CLOUD, FL 34771-4856
Document Number0053581291
Book / Page005358 / 001291
Instrument DateJun 25, 2018
Instrument99638
Transaction TypeTransfer
Record UpdatedJul 18, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4826 JEANETTE CT ST CLOUD FL 347714856, ST CLOUD, FL 34771-4856

Mortgage

Document Number53581292
DateJun 28, 2018
Book Page005358/001292
Instrument99639
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 27, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,251.00 (+6.38%) Homeowner's exemption$224,525 (+5.99%)$332,700 (+7.05%) Land $70,000 Building $262,700
2023$3,056.00 (+3.7%) Homeowner's exemption$211,843 (+3%)$310,800 (+25.63%) Land $60,000 Building $250,800
2022$2,947.00 Homeowner's exemption$205,673$247,400 Land $50,000 Building $197,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 148 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims5 (2016–2022)
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon, Xfinity.

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