4825 Whispering Ct, Eagan (Saint Paul), MN 55122 Property Records

Dakota County property record for 4825 Whispering Ct, Eagan, MN 55122

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,157 sqft · built 1991
Lot Size	0.484 acres (21,082 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,040 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Jun 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-83952-02-050`

Property Details

APN / Parcel Number

Primary APN	`10-83952-02-050`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,157 sqft Living Area
Gross Area	3,796 sqft
1st Floor Area	3,157 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1993
Construction Type	Wood
Lot Area	21,082 sqft (0.484 acres)
Garage Type	Attached
Garage Area	639 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4825 WHISPERING CT
City	SAINT PAUL
State	MN
Zip	55122-2337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING WOODS 3RD ADD 5 2
Legal Subdivision	WHISPERING WOODS 3RD ADD
Legal Block	2
Legal Lot Number	50
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	1
Census Block	1016
Census Tract	60744

Owner

Source: Dakota County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4825 WHISPERING CT, SAINT PAUL, MN 55122-2337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jun 25, 2019	Loan Modification, Mortgage AMERICAN NAT'L BK
Jul 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4825 WHISPERING CT, EAGAN, MN 55122-2337
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003224309
Date	Nov 21, 2017
Instrument	3224309

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DAKOTA MN
Property Address	4825 WHISPERING CT, EAGAN, MN 55122-2337
Document Number	0003316789
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4825 WHISPERING CT EAGAN MN 551222337, EAGAN, MN 55122-2337

Mortgage

Document Number	0003316789
Date	Jul 25, 2019
Instrument	3316789

Lender

Name	AMERICAN NAT'L BK
Type	Bank
Address	SHAKOPEE, MN 55379

Agreement

Term	240 Months
Due	Jul 24, 2039

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAKOTA MN
Recording Date	Jul 28, 2017
Property Address	4825 WHISPERING CT, EAGAN, MN 55122-2337
Document Number	0003204692
Instrument Date	Jul 12, 2017
Instrument	3204692
Transaction Type	Transfer
Record Updated	Sep 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4825 WHISPERING CT EAGAN MN 551222337, EAGAN, MN 55122-2337

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,040.00 (+6.41%)	$589,000 (-0.59%) Land $176,800 Building $412,200	$589,000 (-0.59%) Land $176,800 Building $412,200
2024			$592,500 Land $172,500 Building $420,000
2023	$6,616.00	$592,500 Land $172,500 Building $420,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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