4825 Summerside Rd, Cincinnati, OH 45244 Property Records

Clermont County property record for 4825 Summerside Rd, Cincinnati, OH 45244

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,727 sqft · built 1989
Lot Size0.59 acres (25,700 sqft)
OwnerIndividual on Record
Last Sale$190,000 (Nov 2018)
Tax Bill$4,206 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN41-31-11B-083

Property Details

APN / Parcel Number

Primary APN41-31-11B-083

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,727 sqft Living Area
1st Floor Area658 sqft
Basement Area815 sqft
Finished Basement539 sqft
Unfinished Basement276 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area25,700 sqft (0.59 acres)
View / LotCul-de-sac
Garage Area440 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area50 sqft
Deck Area27 sqft
Patio Area6 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4825 SUMMERSIDE RD
CityCINCINNATI
StateOH
Zip45244-1325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBEECHWOOD GLEN SUBDIVISION
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group4
Census Block4000
Census Tract41405

Owner

Source: Clermont County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address4825 SUMMERSIDE RD, CINCINNATI, OH 45244-1325
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2021Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Feb 5, 2021Deed of Trust, Mortgage
THIRD FSLA OF CLEVELAND
May 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
THIRD FED'L S&L ASSN/CLEVELAND
Nov 26, 2018Warranty Deed, Transfer · Conventional Mortgage
UNION SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 26, 2018 · Amount on Record
Deed SaleNov 26, 2018 · Amount on Record
Prior SaleApr 12, 2006 · Amount on Record
Deed Document Number201826420
Deed Book / Page2797 / 406
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4825 SUMMERSIDE RD, CINCINNATI, OH 45244-1325
Transaction TypeMortgage
Record UpdatedMar 26, 2021
Title CompanyTHIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007925
DateMar 12, 2021
Book Page2872/3428
Instrument202100007925
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 27, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4825 SUMMERSIDE RD, CINCINNATI, OH 45244-1325
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanyTHIRD CAPITAL TITLE CINCINNATI, THIRD CAPITAL TTL CINCINNATI

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004134
DateFeb 5, 2021
Book Page2868/4543
Instrument202100004134
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4825 SUMMERSIDE RD, CINCINNATI, OH 45244-1325
Document Number0000011223
Instrument DateMay 28, 2019
Transaction TypeMortgage
Record UpdatedJun 18, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4825 SUMMERSIDE RD CINCINNATI OH 452441325, CINCINNATI, OH 45244-1325

Mortgage

Document Number0000011223
DateJun 3, 2019
Book Page002809/002010
Instrument11223
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 2, 2049

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLERMONT OH
Recording DateNov 26, 2018
Property Address4825 SUMMERSIDE RD, CINCINNATI, OH 45244-1325
Document Number0000026420
Book / Page2797 / 0406
Map ReferenceMB P PG 28
Instrument DateNov 21, 2018
Instrument201800026420
Transaction TypeTransfer
Record UpdatedMay 16, 2022
Title CompanyPROMINENT TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address4825 SUMMERSIDE RD, CINCINNATI, OH 45244-1325

Mortgage

Document Number0000026421
DateNov 26, 2018
Instrument201800026421
Lender
NameUNION SAVINGS BANK
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,206.00 (-49.4%)$83,580 (-) Land $13,650 Building $69,930
2024$238,800 (-) Land $39,000 Building $199,800
2023$8,312.00 (+133.88%) Homeowner's exemption$83,580 (+36.99%) Land $13,650 Building $69,930$238,800 (+37.01%) Land $39,000 Building $199,800
2022$3,554.00 Homeowner's exemption$61,010 Land $9,980 Building $51,030
2020$174,300 Land $28,500 Building $145,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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