Union County property record for 4825 Stevens Mill Rd, Matthews, NC 28104
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,586 sqft · built 1997 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,000 (Jun 2004) |
| Tax Bill | $2,459 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-078-122 |
| Primary APN | 07-078-122 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,586 sqft Living Area |
| Gross Area | 2,016 sqft |
| 1st Floor Area | 1,586 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Detached |
| Garage Area | 1,314 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 204 sqft |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4825 STEVENS MILL RD |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-4343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 STALL |
| Legal Description | #36 MILL STONE ESTATES OPCE016 |
| Legal Subdivision | MILL STONE ESTATES |
| Legal Lot Number | 36 |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20319 |
4825 Stevens Mill Rd, a rural home, is owned and occupied by an individual who acquired it in September 2016.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4825 STEVENS MILL RD, MATTHEWS, NC 28104-4343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Sep 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Apr 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2004 · Amount on File |
| Deed Sale | Jun 30, 2004 · Amount on File |
| Prior Sale | Dec 30, 1997 · Amount on File |
| Deed Document Number | 200426927 |
| Deed Book / Page | 3485 / 843 |
| Last Transfer Date | Sep 27, 2016 |
| Transfer Doc | 6797177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4825 STEVENS MILL RD, MATTHEWS, NC 28104-4343 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 8158296 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 8158/296 |
| Instrument | 31362 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4825 STEVENS MILL RD, MATTHEWS, NC 28104-4343 |
| Document Number | 7747244 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4825 STEVENS MILL RD MATTHEWS NC 281044343, MATTHEWS, NC 28104-4343 |
| Document Number | 7747244 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 007747/000244 |
| Instrument | 27701 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4825 STEVENS MILL RD, MATTHEWS, NC 28104-4343 |
| Document Number | 7464434 |
| Instrument Date | Sep 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4825 STEVENS MILL RD MATTHEWS NC 281044343, MATTHEWS, NC 28104-4343 |
| Document Number | 7464434 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 007464/000434 |
| Instrument | 27704 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 12, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4825 STEVENS MILL RD, MATTHEWS, NC 28104-4343 |
| Document Number | 7345732 |
| Instrument Date | Apr 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4825 STEVENS MILL RD MATTHEWS NC 281044343, MATTHEWS, NC 28104-4343 |
| Document Number | 7345732 |
|---|---|
| Date | Apr 8, 2019 |
| Book Page | 007345/000732 |
| Instrument | 8979 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 7, 2049 |
The 2025 property tax bill for 4825 Stevens Mill Rd was $2,459.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Stallings Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $357,400 (-) Land $80,600 Building $276,800 | $357,400 (-) Land $80,600 Building $276,800 | |
| 2025 | $2,459.00 | $357,400 Land $80,600 Building $276,800 | $357,400 Land $80,600 Building $276,800 |
| 2023 | $2,215.00 | $261,400 Land $51,900 Building $209,500 | $261,400 Land $51,900 Building $209,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4825 Stevens Mill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4825 Stevens Mill Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REEDY CREEK MHP private · serves 64 people · EPA ID NC0160168 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | UNION COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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