4825 Spruce St, Bellaire, TX 77401 Property Records

Harris County property record for 4825 Spruce St, Bellaire, TX 77401

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 3,403 sqft · built 1999
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$437,500 (Mar 2011)
Tax Bill$13,508 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone AE (high risk)
APN007-037-005-0012

Property Details

APN / Parcel Number

Primary APN007-037-005-0012

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures20 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area3,403 sqft Living Area
1st Floor Area1,414 sqft
AtticAttic
Attic Area435 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area7,000 sqft (0.161 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area484 sqft
Parking Spaces3 Parking Spaces
Pool Area416 sqft
PorchOpen Frame Porch
Porch Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0070370050012
Street Address4825 SPRUCE ST
CityBELLAIRE
StateTX
Zip77401-4024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 12 BLK 5 & ADJ N 5 FT OF ABAND ALLEY BELLAIRE
Legal SubdivisionABAND ALLEY BELLAIRE
Legal Block5
Legal Lot Number12
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2015
Census Tract421000

Owner

4825 Spruce St is owned and occupied by an individual who bought it in March 2011.

Source: Harris County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address4825 SPRUCE ST, BELLAIRE, TX 77401-4024
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 14, 2011 · Amount on File
Deed SaleMar 14, 2011 · Amount on File
Prior SaleApr 27, 2007 · Amount on File
Deed Document Number2011102570
Deed Book / Page7646 / 1082
Prior Transfer DateMar 10, 2011
Prior Transfer Doc20110102570
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address4825 SPRUCE ST, BELLAIRE, TX 77401-4024
Transaction TypeMortgage
Record UpdatedJul 22, 2021
Title CompanySTARTEX TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021397253
DateJul 14, 2021
Instrument2021-397253
Lender
NameSECURE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueAug 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 4825 Spruce St was $13,508 with a homeowner's exemption, up 4.5% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityBellaire City
CountyHarris County
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$998,158 (+1.02%) Land $430,625 Building $567,533$998,158 (+1.02%) Land $430,625 Building $567,533
2025$13,508.00 (+4.48%) Homeowner's exemption$988,033 Land $430,625 Building $557,408$988,033 Land $430,625 Building $557,408
2024$12,929.00
2023$937,300 Land $397,500 Building $539,800$937,300 Land $397,500 Building $539,800
2022$12,929.00
2020$13,316.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4825 Spruce St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 399 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies399 in force
Nearby Flood Claims158 (1979–2026)
Claims Outside the SFHA58 of 158
Most Recent ClaimFeb 2026 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Sep 2017 · 38 claims
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 17 claims
  • Tropical Storm Allison-06-06-2001, Jun 2001 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4825 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELLAIRE
serves 18,090 people · EPA ID TX1010004
Water SourcePurchased surface water from CITY OF HOUSTON
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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