4825 Panama Dr, Conover, NC 28613 Property Records

Catawba County property record for 4825 Panama Dr, Conover, NC 28613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,276 sqft · built 1990
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Last Sale	$119,000 (Nov 2010)
Tax Bill	$1,154 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3744-19-71-2879`

Property Details

APN / Parcel Number

Primary APN	`3744-19-71-2879`
Alternative APN	`0054978`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,276 sqft Living Area
1st Floor Area	2,840 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	40,511 sqft (0.93 acres)
Lot Dimensions	214 ft deep x 188 ft wide
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4825 PANAMA DR
City	CONOVER
State	NC
Zip	28613-8427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	ACCT# 159766744 MAP 1618 -02-023- -0 ADDTNS ARE FAMILY BUILT; LOC COST PX
Legal Subdivision	MILL RIDGE
Jurisdiction	CATAWBA NC
Township / Civil Division	CLINES
Census Block Group	2
Census Block	2013
Census Tract	10201

Owner

4825 Panama Dr is owned and occupied by two individuals who bought it in November 2010.

Source: Catawba County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4825 PANAMA DR, CONOVER, NC 28613-8427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2010 · Amount on File
Deed Sale	Nov 5, 2010 · Amount on File
Prior Sale	Jun 30, 2005 · Amount on File
Deed Document Number	201018424
Deed Book / Page	3049 / 1574
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	4825 PANAMA DR, CONOVER, NC 28613-8427
Document Number	0036140374
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4825 PANAMA DR CONOVER NC 286138427, CONOVER, NC 28613-8427

Mortgage

Document Number	0036140374
Date	Nov 17, 2020
Book Page	003614/000374
Instrument	23897

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 16, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4825 Panama Dr was $1,154, down 13.3% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,700 (-) Land $12,800 Building $276,900
2025	$1,154.00 (-13.3%)	$289,700 Land $12,800 Building $276,900
2024	$1,331.00
2023	$1,331.00	$178,800 Land $12,800 Building $166,000	$289,700 Land $12,800 Building $276,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4825 Panama Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4825 Panama Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000