St. Louis County property record for 4825 Oakley St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 976 sqft · built 1954 |
| Lot Size | 0.943 acres (41,086 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Jan 2023) |
| Tax Bill | $3,602 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage Jan 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2780-00640 |
| Primary APN | 010-2780-00640 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 976 sqft Gross Area |
| 1st Floor Area | 976 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 41,086 sqft (0.943 acres) |
| Garage Area | 528 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 336 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 1144020 |
|---|---|
| Street Address | 4825 OAKLEY ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 18 AND 19 SERIAL # |
| Legal Subdivision | LAKESIDE GARDENS |
| Legal Block | 5 |
| Legal Lot Number | 18-19 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 600 |
Source: St. Louis County records · APN 010-2780-00640
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4825 OAKLEY ST, DULUTH, MN 55804-1234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 08, 2023 | Deed of Trust, Mortgage CITY OF DULUTH |
| Jan 27, 2023 | Warranty Deed, Transfer · FHA Mortgage PLANET HOME LENDING LLC |
| Dec 01, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Aug 11, 2021 | Sheriff's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 27, 2023 · Amount on Record |
| Deed Sale | Jan 27, 2023 · Amount on Record |
| Prior Sale | Jan 06, 2023 · Amount on Record |
| Deed Document Number | 20231065643 |
| Last Transfer Date | Aug 28, 2023 |
| Transfer Doc | 0001071814 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4825 OAKLEY ST, DULUTH, MN 55804-1234 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001069001 |
|---|---|
| Date | Jun 08, 2023 |
| Instrument | 1069001 |
| Name | CITY OF DULUTH |
|---|---|
| Type | Government Agency |
| Address | DULUTH, MN 55802 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 27, 2023 |
| Property Address | 4825 OAKLEY ST, DULUTH, MN 55804-1234 |
| Document Number | 0001065643 |
| Instrument Date | Jan 06, 2023 |
| Instrument | 1065643 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2023 |
| Title Company | ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT AND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $792.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4825 OAKLEY ST, DULUTH, MN 55804-1234 |
| Document Number | 0001065644 |
|---|---|
| Date | Jan 27, 2023 |
| Instrument | 1065644 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 01, 2021 |
| Property Address | 4825 OAKLEY ST, DULUTH, MN 55804-1234 |
| Document Number | 0001050213 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 1050213 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 106, BEMIDJI, MN 56619-0106 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 11, 2021 |
| Property Address | 4825 OAKLEY ST, DULUTH, MN 55804-1234 |
| Document Number | 0001045072 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 1045072 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 01, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,602.00 (+6.51%) Homeowner's exemption | ||
| 2025 | $3,382.00 (+19.59%) Homeowner's exemption | $281,700 (+5.86%) Land $91,600 Building $190,100 | $281,700 (+5.86%) Land $91,600 Building $190,100 |
| 2024 | $2,828.00 | $266,100 (+34.67%) Land $88,300 Building $177,800 | $266,100 (+34.67%) Land $88,300 Building $177,800 |
| 2022 | $197,600 Land $67,900 Building $129,700 | $197,600 Land $67,900 Building $129,700 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
Based on FCC filings for 424 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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